CRÉDIT AGRICOLE, A LEADING GROUP

With the Regional banks of Crédit
Agricole, the LCL network, the international retail banks and the
specialist subsidiaries for each business line, Crédit Agricole group is
present across the entire spectrum of banking and finance. Crédit
Agricole is the N°1 banking group in France with 28% of the consumer
market and the N°1 banking group in Europe for the number of current
accounts held by retail clients and retail banking earnings.
Crédit
Agricole ranks n°4 banking group worldwide in terms of
shareholders’equity.
UNIFIED
AND DECENTRALISED
The Group
is careful to protect the cultural specificities of each its entities,
while also capitalising on its strengths as a market leader in France and
Europe, within the framework of its enlarged scope of activities.
In
France, the 2,573 Local banks form the basis of the Group's mutual
organisation and play a key role in firmly establishing a local presence
and a close relationship with clients.
Reflecting Crédit Agricole's desire to open up to the market while
confirming its mutualist identity, Crédit Agricole S.A. has been listed on
the stock exchange since December 2001 and is currently owned 54.7% by the
Regional banks and 45.3% by the public.
An
enlarged scope of business
RETAIL BANKS
31 million clients, 11,000 branches and 3 domestic markets (France, Italy
and Greece)
» The
Regional banks of Crédit Agricole
The
Regional banks are cooperative and banking establishments offering a full
range of financial products and services to their clients, retail,
farmers, professionals, companies and local authorities.
· 20
million customers
· 39
Regional banks
· 7,160
branches and 7,500 in-store cash points with a
24% share of households’ deposits s and 22% of loans
» LCL
In
France, LCL is the only bank with a national network dedicated exclusively
to retail banking for retail, professional and corporate clients.
· 6 million
customers
· 1,970
branches including
50% in towns with over 200,000 inhabitants
» International Retail Banking
Crédit
Agricole has operations in 20 countries: Italy, Greece, Albania, Bulgaria,
Cameroon, Cyprus, Congo, Côte d'Ivoire, Djibouti, Egypt, Gabon,
Madagascar, Morocco, Poland, Portugal, Romania, Senegal, Serbia, Ukraine
and Uruguay.
The Regional banks have majority control in Belgium, Spain and Switzerland
· 4.7
million Customers
· 1,900
branches
SPECIALISED BUSINESS LINES
» Specialised financial services
Present
in 19 countries in Europe and Morocco, this business line covers consumer
credit (Sofinco and Finaref, Lukas in Poland, etc.), leasing (Crédit
Agricole Leasing and EFL) and factoring (Eurofactor).
· 15
million Consumer finance customers in France
· €49.5
billion Consumer finance outstandings
· €12.7
billion Lease outstandings
· €35
billion Factored receivables
» Asset
management, insurance and private banking
This
business line consists of activities related to asset management (Crédit
Agricole Asset Management and its subsidiaries as well as BFT), life and
property/casualty insurance (Crédit Agricole Assurances with Pacifica and
Predica) and private banking (Crédit Agricole Private Bank).
· €637
billion under management (asset
management, insurance and private banking)
· N°1 in
asset management and a top-10 player in Europe
· France’s
second-largest insurer
CORPORATE AND INVESTMENT BANKING
With
13,000 staff across 55 countries, Calyon specialises in capital markets,
investment banking and financing.
· €5.5
billion net banking
· One of
France’s top three corporate and investment banks and the top 10 in Europe
· World
number one in project financing
PRESENCE
IN OVER 70 COUNTRIES
With
its international organisation in all aspects of banking and finance,
Crédit Agricole group is able to serve major clients throughout the world,
achieving stellar performances:
> 1,900
branches in international retail banking
> 50% of
consumer finance outstandings outside France
> Leading
international factor in terms of volume of import/export business (42% of
international factoring)
> No.1 in
leasing in Poland
> 8 asset
management centres worldwide
> Loan
insurance in 14 countries
> Private
banking in the leading financial markets
> 72% of
NBI in corporate and investment banking outside France
To find
out more: http://www.credit-agricole.fr/
All data is to end-December 2006
|