Support your University while you shop, travel, and do much more with your American University in Cairo (AUC) Affinity VISA Credit Card from Crédit Agricole Egypt.
The AUC Affinity Credit Card is a private label full-fledged credit card, branded with all the participant logos, the AUC, Crédit Agricole Egypt and VISA. This program is designed to provide students alumni, faculty, staff, the AUC Board of Trustees and “Friends” of AUC with the highest quality of card products as well as Crédit Agricole Egypt's exceptional service and support.
By being a card member and every time you use your card, Crédit Agricole
Egypt donates a portion of your transaction to support AUC's overall
development in areas including scholarships, professorships, library
resources, labs and student activities. The card comes in two designs, allowing applicants to choose the card of their preference, on the card application
How does it work?
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Predefined limits with minimal documents ( EGP 10,000 for Alumni and Staff, EGP 1,500 for students, and up to EGP 80,000 for faculty)
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A competitive interest rate of only 19% per annum
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Fifty-six days interest free credit on purchases
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5% minimum monthly repayment
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3 years card validity
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Up to 60% cash withdrawal of total credit limit
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Optional credit shield insurance
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Card enhanced with a smart chip in addition to the normal magnetic stripe
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Advanced fraud protection system
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24-hour call center support, IVR enabled
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Up to three supplementary cards
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Rewards Points programs
- Rewards programs: Special discounts and offers with selected partners
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Balance Transfer program at a 0% interest rate for 3 months
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Convenient repayment through Crédit Agricole Egypt's extensive branch network ATMS with Bank Note Acceptance, direct debit or the Online Banking
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VISA Online inquiry services (Balance inquiry, unbilled transactions, last month and last 6 months statements)
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Worldwide acceptance at over 25 million merchants
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Worldwide cash access from over one million ATMs, 24 hours, 7 days a week
Your Daily Card Usage
| Daily
authorized number of transactions |
Purchases |
20 |
Cash |
4 |
| Daily authorized amount |
Purchases |
EGP 40,000 |
Cash |
EGP 10,000 |
| Maximum amount
per transaction |
EGP 15,000 |
| Same day merchant allowed transactions |
4 |
Who
can apply?
- Eligible groups are:
- AUC undergraduate and post graduate Egyptian students of legal age (21 years)
- AUC Alumni
- AUC Faculty and Staff
- AUC Board of Trustees and “Friends”
- Egyptian citizenship or resident foreigners
- Minimum age 21 years
- Minimum net monthly income of EGP1,500
Card Fees
The card fees are EGP 150 for the primary card and EGP 75 for the supplementary card.
What documents are needed to apply?
- A complete and signed application form
- Copy of national ID for Egyptians, passport plus residence or work permit for foreigners, signed by applicant
- Original utility bill (electricity, water or gas) for at least EGP 10 and not older than 6 months
Additional Documents:
For AUC Alumni:
Copy of graduation certificate or Alumni ID
For AUC Staff:
Copy of staff ID
For AUC Faculty:
Employment letter from AUC specifying functional title only
For AUC Board of Trustees and “Friends”:
Letter from the AUC confirming being on the list of Board of Trustees and Friends
For AUC Students:
Copy of student ID
Additional Limit:
Employed:
Self-employed Alumni:
- 6 months personal bank statement or 6 months company bank statement + company formation contract or official Gazette
- Taxation card
- Commercial register (or operating license for professionals)
For supplementary cards:
- Copy of supplementary ID signed by the supplementary applicant
- Proof of relationship
- Signature of the basic cardholder and supplementary applicant on the application
N.B. Additional documents, if required, will be provided for your signature when you apply.
How to Apply
Applicants can apply through any of the following to fill out an application and bring the required documents listed above:
Disclaimers
Crédit Agricole Egypt reserves the right to change any information or
requirements mentioned above without prior notice.
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