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Optime Special Offer

With Optime…Live it simpler!
Understanding that you have an active life with different commitments and ambitions, Crédit Agricole is presenting a special offer on Optime package to let you live easier and enjoy every day of your life! 

Just open an account and make a deposit of EGP 80,000 (or equivalent) and issue a Credit Card and you will enjoy:

  • Free Daily Saving Account with the interest rate of 10% 
  • Cash Back 5%with minimum of EGP 4,000 and max EGP 5,000
  • Free Credit Cards

You will also enjoy Optime package benefits:

  • Free Road Assistance service to enjoy a safe ride whether alone or with your family
  • Optime Cash granting you quick cash up to 50,000 EGP available each year to cover your ongoing needs
  • Estak service giving you 2 FREE monthly outgoing transfers in EGP to any bank in Egypt
  • Digital banking services such as bankiMobile and banki Online to access your accounts, transfer money, pay bills, settle loans and cards balances, and much more
  • Free Gold Debit Card with special offers on your purchases
  • Special Gold Credit Card with credit limit up to 50,000 EGP and special fees
  • 30% discount on cash/car loans admin fees
  • up to 25% discount on insurance products from Allianz
  • Special rates for Time deposits
  • Transfer should be processed through any of Credit Agricole branches.


  • To enjoy offer, you must maintain a minimum balance of 80,000 EGP in the account and a Credit Card has to be issued
  • The 5% cash back is calculated on the minimum closing balance maintained and the total credit card purchases during 3 months from the account opening date
  • Cash back amount and Credit Card fees will be refunded within 4 months from the account opening date
  • Offer is valid for new to bank customers and CAE card holders


Terms and conditions applied