{"id":60949,"date":"2025-02-16T17:31:26","date_gmt":"2025-02-16T15:31:26","guid":{"rendered":"https:\/\/www.ca-egypt.com\/?page_id=60949"},"modified":"2025-02-16T17:31:32","modified_gmt":"2025-02-16T15:31:32","slug":"housing-finance-program","status":"publish","type":"page","link":"https:\/\/www.ca-egypt.com\/en\/housing-finance-program\/","title":{"rendered":"Housing Finance Program"},"content":{"rendered":"<h2><strong>Personal Documents<\/strong><\/h2>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Valid national ID<\/li>\n<\/ul>\n<h2><strong>Income Documents<\/strong><\/h2>\n<p><strong>Egyptian Employee <\/strong><strong>(Cr\u00e9dit Agricole Egypt Payroll customer )<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>HR letter &#8211; waived<\/li>\n<\/ul>\n<p><strong>Egyptian Employee<\/strong><strong>(none Cr\u00e9dit Agricole Egypt Payroll customer)<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Original HR letter addressed to Cr\u00e9dit Agricole Egypt dated and stamped<\/li>\n<li>Original bank statement of the last three months\u2019 salary transfers (stamped and signed)<\/li>\n<\/ul>\n<p><strong>Employee with no salary transfer (with cash payment)<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Original HR letter addressed to Cr\u00e9dit Agricole Egypt dated and stamped<\/li>\n<li>Original salary slips of the last three consecutive months stamped and signed stating the applicant name, income, hiring date and his title<\/li>\n<\/ul>\n<p><strong>Employed Foreigner<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Original HR letter addressed to CAE dated and stamped<\/li>\n<li>Original bank statement for the previous three salary transfers (stamped and signed)<\/li>\n<li>Copy of passport + work\/residency permit<\/li>\n<\/ul>\n<p><strong>Business Owners <\/strong><strong>Foreigner<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Valid Passport<\/li>\n<li>Work\\residency permit<\/li>\n<li>Last authenticated three financial status<\/li>\n<li>Commercial register (issuance date within the past three months)<\/li>\n<li>Valid tax card<\/li>\n<li>Company\u2019s establishment contract \\ company article of association and any updates<\/li>\n<li>Original bank statement for the previous twelve-month salary transfers (stamped and signed)(if needed)<\/li>\n<\/ul>\n<p><strong>Business Owners<\/strong><strong>(loan amount below two million)<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Original bank statement for the previous twelve-month salary transfers (stamped and signed)<\/li>\n<li>Commercial register (issuance date within the past three months)<\/li>\n<li>Valid tax card<\/li>\n<li>Company\u2019s establishment contract \\ company article of association and any updates<\/li>\n<li>Last year income statement<\/li>\n<\/ul>\n<p><strong>Business Owners<\/strong><strong>(loan amount above two million)<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Last three financial statements<\/li>\n<li>Commercial register (issuance date within the past three months)<\/li>\n<li>Valid tax card<\/li>\n<li>Company\u2019s establishment contract \\ company article of association and any updates<\/li>\n<\/ul>\n<p><strong>Professionals<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Original bank statement for the previous twelve-month (stamped and signed)<\/li>\n<li>Valid tax card<\/li>\n<li>Profession Permit<\/li>\n<li>Syndicate membership card<\/li>\n<\/ul>\n<p><strong>Medical Sector<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Syndicate card + operating license or establishment license<\/li>\n<li>Valid tax card<\/li>\n<li>Chartered accountant certificate with net\\ gross income<\/li>\n<li>HR letters from hospitals (if applied)<\/li>\n<li>Chartered accountant \\ syndicate card<\/li>\n<li>Copy of CBE registration to the charted account (if available)<\/li>\n<li><u><strong>Physiotherapist:<\/strong> <\/u>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Syndicate card + operating license or establishment license<\/li>\n<\/ul>\n<\/li>\n<li><strong><span style=\"text-decoration: underline\">For Lab Owners and Veterinarians<\/span><\/strong>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Operating license or establishment license<\/li>\n<li>Official extract of medical chemists &#8211; Ministry of Health and Population<\/li>\n<li>License issued by the Ministry of Health and Population for a medical laboratory<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><strong>Unit Documents<\/strong><\/h2>\n<p><strong>Registered Unit<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Copy of unit registered contract<\/li>\n<li>Unit real estate tax<\/li>\n<li>A certificate from the Real Estate Tax Authority in whose jurisdiction the property is situated \u2013 This certificate must be in the seller\u2019s name as in the ownership contract (in order to allow the transfer of ownership in the Customer\u2019s name) \u2013 To be provided by the seller<\/li>\n<li>A certificate of real estate ownership transfers for and by the seller (Form 19) \u2013 Available at the Real Estate Registration Authority in whose jurisdiction the property is situated \u2013 Dates as from the date of the registered contract \u2013 The Customer has to bring it and revised by Legal Department \u2013 This is in order to verify that the property is in the seller\u2019s name and has not sold or mortgaged it<\/li>\n<li>Copy of seller valid national ID or passport<\/li>\n<\/ul>\n<p><strong>Unit eligible for registration (Buying from the Land Owner)<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Copy of land registered contract for land (from seller)<\/li>\n<li>Certified copy of building license for the property<\/li>\n<li>Declaration of the units allocated share in land plot<\/li>\n<li>A certificate of real estate ownership transfers for and by the seller (Form 19) \u2013 Available at the Real Estate Registration Authority in whose jurisdiction the property is situated \u2013 Dates as from the date of the registered contract \u2013 The Customer has to bring it and revised by Legal Department \u2013 This is in order to verify that the property is in the seller\u2019s name and has not sold or mortgaged it<\/li>\n<li>A certificate from the Real Estate Tax Authority in whose jurisdiction the property is situated \u2013 This certificate must be in the seller\u2019s name as in the ownership contract (in order to allow the transfer of ownership in the Customer\u2019s name) \u2013 To be provided by the seller or a certificate indicating the non-existence of real estate taxes to date<\/li>\n<li>WGS 84 form<\/li>\n<li>Copy of seller valid national ID or passport<\/li>\n<\/ul>\n<p><strong>Unit in new urban communities (Buying from the Land Owner)<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Land allocation<\/li>\n<li>Building License<\/li>\n<li>A certificate from the Real Estate Tax Authority in whose jurisdiction the property is situated \u2013 This certificate must be in the seller\u2019s name as in the ownership contract (in order to allow the transfer of ownership in the Customer\u2019s name) \u2013 To be provided by the seller or a certificate indicating the non-existence of real estate taxes to date<\/li>\n<li>Unit real estate tax payment proof<\/li>\n<li>Non-objection certificate to mortgage the building issued from the relevant authority\/entity<\/li>\n<li>Copy of seller valid national ID or passport<\/li>\n<\/ul>\n<p><strong>Unit in a compound allocated by New Urban Communities Authority <span>\u00a0<\/span>(NUCA) or the Tourism Authority <\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Land preliminary contract<\/li>\n<li>Land allocation ministerial decision<\/li>\n<li>Land financial current status<\/li>\n<li>Commercial register (issuance date within the past three months)<\/li>\n<li>Tax Card<\/li>\n<li>Article of association and its amendments<\/li>\n<li>A certificate of real estate ownership transfers for and by the seller (Form 19) \u2013 Available at the Real Estate Registration Authority in whose jurisdiction the property is situated \u2013 Dates as from the date of the registered contract \u2013 The Customer has to bring it and revised by Legal Department \u2013 This is in order to verify that the property is in the seller\u2019s name and has not sold or mortgaged it.<\/li>\n<li>Unit preliminary contract<\/li>\n<li>Building License<\/li>\n<li>Copy of seller valid national ID or passport<\/li>\n<\/ul>\n<p><strong>Unit in a compound in by New Urban Communities Authority <span>\u00a0<\/span>(NUCA) or the Tourism Authority (within the approved list in Cr\u00e9dit Agricole Egypt)<\/strong><\/p>\n<ul style=\"list-style-type: disc\" class=\"green-bullet\">\n<li>Unit preliminary contract<\/li>\n<li>Copy of seller valid national ID or passport<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Personal Documents Valid national ID Income Documents Egyptian Employee (Cr\u00e9dit Agricole Egypt Payroll customer ) HR letter &#8211; waived Egyptian Employee(none Cr\u00e9dit Agricole Egypt Payroll customer) Original HR letter addressed to Cr\u00e9dit Agricole Egypt dated and stamped Original bank statement of the last three months\u2019 salary transfers (stamped and signed) Employee with no salary transfer [&hellip;]<\/p>\n","protected":false},"author":71,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/informational-pages.php","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"2normal","footnotes":""},"acf":[],"yoast_head":"<title>- Credit Agricole Egypt<\/title>\n<meta name=\"description\" content=\"Housing Finance Program - Credit Agricole Egypt\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ca-egypt.com\/en\/housing-finance-program\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"- Credit Agricole Egypt\" \/>\n<meta property=\"og:description\" content=\"Housing Finance Program - Credit Agricole Egypt\" \/>\n<meta property=\"og:url\" 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