Optime | Welcome to Crédit Agricole Egypt Optime - Credit Agricole Egypt
Simplify Your Life and maximize your potential with “Optime” package
     
“Optime” from Crédit Agricole is more than just a banking package—it's a personalized solution designed to empower you to achieve your ambitions and embrace life to the fullest.
       
How “Optime” enhances your banking experience:
 
Dedicated Support:
  • Personalized Banking: Enjoy dedicated support from a relationship officer committed to helping you reach your financial goals.
  • Priority Service: Skip the line with priority service at all Crédit Agricole branches, making your banking experience faster and more convenient.
Financial Advantages:
  • Free Gold Debit Card: Enjoy the convenience and benefits of a complimentary gold debit card.
  • Exclusive Credit Card: Access a special Credit Card with an unsecured credit limit of up to EGP 99,000 and enjoy 20% discount on Platinum & Gold issuance fees.
  • Flexible Cash Loans: Secure the funds you need with “Optime” unsecured cash loan with an amount up to EGP 300,000 and benefit from 30% discount on administrative fees for all cash and car loan programs.
  • Enhanced Interest Rates: Grow your savings faster with an additional 0.125% interest rate on one-and-three month Time Deposits and get an extra 0.25% on six-month Time Deposits.
  • Rewarding Transactions: Earn Happy Points every time you use your debit or credit cards or banki Mobile. Click Here to know  how to earn Happy Points
Seamless Digital Banking:
  • banki Mobile: Manage your accounts, track transactions, view credit card statements, pay bills, and more with our user-friendly banki Mobile app, anytime and anywhere. Click Here to know more about banki Mobile features
Joining Optime is Easy:
    Meet one of the following requirements:
  • Maintain an average balance of EGP 100,000 (or equivalent) across your Crédit Agricole Egypt accounts for the past 3 months.
  • Transfer your monthly net salary of at least EGP 9,000 (or equivalent) to your Crédit Agricole Egypt account.
  • Maintain an average monthly cash flow of at least EGP 9,000 (or equivalent) to your Crédit Agricole Egypt accounts for the past 6 months.
Important Information:
  • A monthly fee of EGP 150 (or equivalent) will apply for 9 months if the eligibility criteria are not met for 3 consecutive months.
  • Optime package services will be suspended, if the eligibility criteria are not met for 12 consecutive months.
To know the bank tariff: Click Here
    Terms and Conditions apply. Click Here 
 

APPLY NOW

AND ENJOY OUR GREAT SERVICES

    We will never share your personal info.

    HOW IT WORKS

    Fill Form

    It will only take you few seconds!

    Will call back

    Within 1 business day

    Set appointment

    The nearest branch will contact you to set appointment