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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

Your plan for your Children’s Wedding

Your plan for your Children's Wedding from Allianz

We seek to share your responsibilities using our extensive experience

Joy of your children is your happiness and the moment of your children’s marriage is the joy of your life. You are doing your best to see their happiness on their wedding day that is why you need to plan for this unique occasion.

Did you Plan…

To provide your children with their needs for this special occasion, and what will be the expenses needed?

Subscribe to achieve your goals…

When you Subscribe, we will be able to provide you with the insurance you deserve and saving to secure your children’s marriage expenses

  • The program will help you plan your child’s dream marriage
  • The program will provide you with Life insurance coverage as well as the support for your children’s wedding expenses at the maturity date of a policy issued by Allianz Life Assurance Company Egypt.
  • This program is designed to suit all your needs and resources with very flexible conditions.
  • The program provides all marriage expenses needed in case of death of policy holder.
  • Exemption from installments is provided in case of death or total disability of the insured person.

Whatever your future plans are, start by choosing an international insurance partner.

Please keep in mind the age limits mentioned below to apply for an insurance coverage:

For Life insurance, Minimum age at entry for a policy holder is 21 years old and maximum age is 60 years old.

Note: All insurance products offered are introduced by Allianz Life Assurance Company – Egypt and under their full responsibility.

Allianz Life Assurance Company, Egyptian Joint Stock Company under the law number 10 year 1981 and its amendments for the supervision and control on Insurance in Egypt.