As part of our commitment to provide our valued customers with excellent banking services, we would like to inform you that starting March 1, 2024, the minimum criteria for the package has been changed as follow:
- Maintain an average balance of at least EGP 100,000 instead of EGP 80,000 (or equivalent in foreign currencies) across all your accounts at Crédit Agricole Egypt for the past 3 months
- Or transfer your net monthly salary of at least EGP 9,000 instead of 7,000 (or equivalent in foreign currencies) to your account at Crédit Agricole Egypt
- Or keep an average monthly cash flow of at least EGP 9,000 instead of 7,000 (or equivalent in foreign currencies) at your accounts at Crédit Agricole Egypt for the past 6 months
You will be granted a grace period of 3 months until May 31, 2024, to comply with the new criteria and continue enjoying the membership exclusive privileges.
With Optime you will enjoy:
Financial benefits:
- Optime unsecured cash loan up to EGP 150,000 to cover your ongoing needs
- Free Gold Debit card on issuance & renewal
- Special Gold Credit Card with unsecured credit limit up to EGP 50,000 and special fees
- 30% discount on cash/car loans admin fees
- Additional 0.125% on the one, three months’ Time Deposits published interest rate, and additional 0.25% on six months’ Time Deposit published interest rate
- Easy day-to-day banking on the go, with the online banking service and banki Mobile app. You can access your accounts, transfer money, pay bills, settle loans & cards balances, and much more
- Happy points program: to reward you each time you transact using your Debit or Credit cards
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Product
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Points Matrix
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Credit Cards
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Gold
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Each EGP 1 purchase spend = 1 point
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Debit cards
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Gold
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Each EGP 3 purchase spend = 1 point
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Non-Financial benefits:
- Dedicated Relationship Officer
- Priority pass and fast track in processing your transactions in all Crédit Agricole Egypt’s branches
Important notes:
- In case the existing member is not meeting the package’s new eligibility criteria for 6 consecutive months, he/she shall be entitled to a monthly fee of EGP 50 (or its equivalent in foreign currencies) for 6 months.
- In case the existing member is not meeting the package’s new eligibility criteria for 12 consecutive months, the package services will be suspended immediately.
Terms & Conditions applied.
