Taقsit cash

Benefits:

• The benefit of not settling the total amount of the withdrawal transaction. But the customer will pay fixed installments according to the selected installment duration
• Competitive interest rate and installment duration up to 5 years
• All Cash withdrawal transactions are eligible to “Taksit Cash” service, whether the transaction performed by primary or supplementary card

“Taksit Cash” service terms & conditions:

This service allows Crédit Agricole credit card holders to install cash withdrawal transactions in equal installments according to the following conditions:

• The service is available to Crédit Agricole credit cardholders by contacting our customer service center on 19191
• The minimum amount to request the installment service on cash withdrawal is EGP 3000
• In case of requesting the installment period, it cannot be changed to another period after the implementation of the service
• The installments amount will not be available for use, but the paid installments can be reused
• Installment periods start from 6 months and up to 60 months
• The cash withdrawal transaction to be paid in installments must have been debited on the credit card as a cash withdrawal transaction
• The cash withdrawal commission in addition to the daily calculated interest are deducted until the date of the installment request, and once the installment request is executed, any interest deduction will be stopped
• The customer should pay the installment value in addition to the monthly minimum payment mentioned in the credit card monthly statement, in the following month of the service request
• The customer must adhere to the installment period that he/she requested to pay the cash withdrawal installments, starting from 6 months and up to 60 months, in case the customer request to settle the whole outstanding amount before the due date, 5% early fees will be applied on the remaining balance with a minimum amount of EGP 50
• There is no maximum number of cash withdrawal transactions that can be paid in installments, as long as the total withdrawals do not exceed the credit limit of the card
• The service is available for all credit cards types
• The customer can request “Purchases Taksit” and “Cash Taksit” at the same time
• In case of delinquency for any reason, rescheduling can be requested
• The credit card account must be valid to be able to install your withdrawals transactions, in case the account is suspended for any reason, the service will be stopped.
• The installment commission is calculated according to the installment period selected by the customer. The commission outstanding is determined as per the following table:

Terms & Conditions applied