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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Business Express

Take your business to the next level

Business Express

Take your business to the next level

Understanding the important role the SMEs play in Egypt’s economic growth, CAE is offering the Business Express. It is the optimum financial solution that will support the SMEs to finance their business through experienced qualified and specialized team.

Features & Benefits:

      • The lowest interest rate according to the CBE initiative for SMEs customers (5% & 7%)
      • Dedicated business centers to serve you across Egypt
      • Suitable repayment periods that fit your business requirements
      • Finance to different sectors “Industrial, Commercial, and Service and Trades”
      • For Small Enterprises, finance the working capital in terms of:
        • Short-term facility up to one year to finance current activities
        • Issuing Letter of Guarantee (bid, performance and advance payment)
        • Overdraft facility
        • Issuing Letter of Credit to support exportation and importation

Eligibility Criteria And Interest Rate:

Interest rate5%7%

Small Enterprises Medium Enterprises
Annual Sales turnover 1 million EGP up to 50 million EGP 50 million EGP up to 200 million EGP
Finance Working capital Machinery

Required Document:

    • Valid Commercial Register
    • Valid Taxation Card
    • Company formation contract
    • Last 3 years audited financial statements
    • 6 months active bank statement

Your company can also benefit from the Business Support Center that offers a selection of professional and specialized consultants to boost your business growth with a preferential discount:

    • Baker Tilly International company – 15% discount for financial consultancy
    • Memark – 10% discount on marketing consultancy
    • Antal International company – 25% discount for HR consultancy

Terms & conditions apply









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