Housing Finance CBE Initiative 8% For Middle Income Clients

Your new home ... the easy way

Housing Finance CBE Initiative 8%

Your new home ... the easy way

Your new home … The easy way

In line with the Central Bank of Egypt’s Initiative. We offer you the housing finance program; it comes in easy steps to start a new life in a new home, free from any complications.

Program Features:

  • Subsidized Interest Rate: 8%
  • Loan Duration: Up to 20 years
  • Loan Ratio: Financing up to 80% of the unit value with maximum amount of EGP 2M
  • Net Monthly Income of unmarried person: Up to EGP 40,000
  • Net Monthly Income of married person (Husband and wife): Up to EGP 50,000
  • Age: Minimum age of 21 years old, and maximum age of 60 years old  for employed customers, and 65  years old for self-employed customers at loan maturity
  • Monthly Instalment: Up to 40% of your net monthly income

Program Benefits:

  • Subsidized Interest rate
  • Possibility to include additional income sources
  • Possibility of co-borrowing with your spouse to increase the loan amount
  • Free life & property insurance
  • Evaluating the unit to assess its selling price
  • Fastest process

Unit Specifications:

  • Unit selling price: EGP 2.5M
  • Renovation status Fully finished
  • Unit type: Residential only (Touristic or Seasonal are not included)

Eligible Customers:

  • Employed
    • Salary transferred to Crédit Agricole Egypt
    • Salary transferred to another bank
    • Employed with cash payment (no salary transferred to a bank)
  • Business Owners
  • Professionals (Doctor, Pharmacist, …etc)

      For the required documents for Income and Unit click here

      Ask about the approved projects for easier and faster process.

      Terms & Conditions apply





        —Please choose an option—
        • —Please choose an option—
        • Married
        • Single


        —Please choose an option—
        • —Please choose an option—
        • From 20,000 EGP to 30,000 EGP
        • From 30,000 EGP to 40,000 EGP
        • From 40,000 EGP to 50,000 EGP


        —Please choose an option—
        • —Please choose an option—
        • Yes
        • No

        An asterisk (*) means required information.