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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Housing Finance CBE Initiative 12% For Middle Income Clients

Your new home ... the easy way

Housing Finance CBE Initiative 12%

Your new home ... the easy way

Your new home … The easy way

In line with the Central Bank of Egypt’s Initiative. We offer you the housing finance program; it comes in easy steps to start a new life in a new home, free from any complications.

Program Features:

  • Subsidized Interest Rate: 12%
  • Loan Duration: Up to 20 years
  • Loan Ratio: Financing up to 80% of the unit value with maximum amount of EGP 2M
  • Net Monthly Income of unmarried person: Up to EGP 40,000
  • Net Monthly Income of married person (Husband and wife): Up to EGP 50,000
  • Age: Minimum age of 21 years old, and maximum age of 60 years old for employed customers, and 65  years old for self-employed customers at loan maturity
  • Monthly Instalment: Up to 40% of your net monthly income

Program Benefits:

  • Subsidized Interest rate
  • Possibility to include additional income sources
  • Possibility of co-borrowing with your spouse to increase the loan amount
  • Free life & property insurance
  • Evaluating the unit to assess its selling price
  • Fastest process

Unit Specifications:

  • Unit selling price: EGP 2.5M
  • Renovation status Fully finished
  • Unit type: Residential only (Touristic or Seasonal are not included)

Eligible Customers:

  • Employed
    • Salary transferred to Crédit Agricole Egypt
    • Salary transferred to another bank
    • Employed with cash payment (no salary transferred to a bank)
  • Business Owners
  • Professionals (Doctor, Pharmacist, …etc)

      For the required documents for Income and Unit click here

      Ask about the approved projects for easier and faster process.

      Terms & Conditions apply







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