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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
Housing Finance Program - Summer Home

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Housing Finance Program

When you dream.. dream big

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Housing Finance Program

When you dream.. dream big

If you plan to buy a new house, choose the apartment, villa or challet that suits your lifestyle and Crédit Agricole will finance it for you through our Housing Finance Program.

 

Program Features:

  • Competitive interest rate
  • Loan Duration: Up to 15 years
  • Loan Ratio:  Financing up to 80% of the unit value with maximum EGP 20 Million
  • Age: Minimum age of 21 years old, and maximum age 60 years old for employed customers and 65 years old for self-employed customers at loan maturity
  • Monthly Instalment: Up to 40% of your net monthly income

Program Benefits:

  • Possibility to include additional income sources
  • Possibility of co-borrowing with 1st relative degree or 2nd relative degree income to increase the loan amount
  • Life and property insurance
  • legal experts provide advisory services related to ownership documents examining, registration, and ownership transfer procedures
  • Evaluating unit to assess its selling price
  • Fastest process

Unit Specifications:

Unit Type Residential or summer or seasonal house fully constructed units
Unit Registration Status Registered units, eligible for registration units and allocated units
Unit location Units in existing cities, new urban communities and compounds

Eligibility:

Eligibility
  • Salary transferred to Crédit Agricole Egypt
  • Salary transferred to another bank
  • Employed with cash payment (no salary transferred to a bank)
Business Owners Professionals (Doctor, Pharmacist, …etc)

 

For the required documents for Income and Unit click here

Ask about the approved projects for easier and faster process.

Terms & Conditions apply







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