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Frequently Asked Questions

  • EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

  • All mutual funds announce the Investment Certificate price on a weekly basis, allowing investors to track their performance. Additionally, the fund manager publishes quarterly fact sheets that provide insights into the fund’s performance.

  • You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.

  • Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank Click Here

    • Redemption orders can be signed at any of the bank’s branches across Egypt. Redemption frequency varies depending on the fund. Some funds offer daily redemption, while others provide weekly redemption. However, in all cases, orders must be submitted before 12:00 pm on any applicable day
Housing Finance Program

When you dream.. dream big

Housing Finance Program

When you dream.. dream big

If you plan to buy a new house, choose the apartment, villa or challet that suits your lifestyle and Crédit Agricole will finance it for you through our Housing Finance Program.

 

Program Features:

  • Competitive interest rate
  • Loan Duration: Up to 15 years
  • Loan Ratio:  Financing up to 80% of the unit value with maximum EGP 20 Million
  • Age: Minimum age of 21 years old, and maximum age 60 years old for employed customers and 65 years old for self-employed customers at loan maturity
  • Monthly Instalment: Up to 40% of your net monthly income

Program Benefits:

  • Possibility to include additional income sources
  • Possibility of co-borrowing with 1st relative degree or 2nd relative degree income to increase the loan amount
  • Life and property insurance
  • legal experts provide advisory services related to ownership documents examining, registration, and ownership transfer procedures
  • Evaluating unit to assess its selling price
  • Fastest process

Unit Specifications:

Unit Type Residential or summer or seasonal house fully constructed units
Unit Registration Status Registered units, eligible for registration units and allocated units
Unit location Units in existing cities, new urban communities and compounds

Eligibility:

Eligibility
  • Salary transferred to Crédit Agricole Egypt
  • Salary transferred to another bank
  • Employed with cash payment (no salary transferred to a bank)
Business Owners Professionals (Doctor, Pharmacist, …etc)

 

For the required documents for Income and Unit click here

Ask about the approved projects for easier and faster process.

Terms & Conditions apply







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