How can we help you ?

PRESS ENTER TO START THE SEARCH

Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
Access all questions
Housing Finance Program

When you dream.. dream big

Housing Finance Program

When you dream.. dream big

If you plan to buy a new house, choose the apartment, villa or challet that suits your lifestyle and Crédit Agricole will finance it for you through our Housing Finance Program.

 

Program Features:

  • Competitive interest rate
  • Loan Duration: Up to 15 years
  • Loan Ratio:  Financing up to 80% of the unit value with maximum EGP 20 Million
  • Age: Minimum age of 21 years old, and maximum age 60 years old for employed customers and 65 years old for self-employed customers at loan maturity
  • Monthly Instalment: Up to 40% of your net monthly income

Program Benefits:

  • Possibility to include additional income sources
  • Possibility of co-borrowing with 1st relative degree or 2nd relative degree income to increase the loan amount
  • Life and property insurance
  • legal experts provide advisory services related to ownership documents examining, registration, and ownership transfer procedures
  • Evaluating unit to assess its selling price
  • Fastest process

Unit Specifications:

Unit Type Residential or summer or seasonal house fully constructed units
Unit Registration Status Registered units, eligible for registration units and allocated units
Unit location Units in existing cities, new urban communities and compounds

Eligibility:

Eligibility
  • Salary transferred to Crédit Agricole Egypt
  • Salary transferred to another bank
  • Employed with cash payment (no salary transferred to a bank)
Business Owners Professionals (Doctor, Pharmacist, …etc)

 

For the required documents for Income and Unit click here

Ask about the approved projects for easier and faster process.

Terms & Conditions apply







    An asterisk (*) means required information.

    Quick links

    See all Quick links

    Conventional housing finance

    Green Finance

    Cash Loans

    Know our tariff - Retail