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Frequently Asked Questions

Investing in mutual funds, like any investment, involves certain risks. The level of risk can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  1. Market Risk
  2. Credit Risk
  3. Interest Rate Risk
  4. Liquidity Risk
  5. Concentration Risk
  6. Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.

  • Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities.
  • Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds.
  • The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities.
  • Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  1. Equity Funds (Stock Market)
  2. Fixed Income Funds (Medium/Long term Debt Funds)
  3. Money Market Funds (Short term Debt Funds)
  4. Balanced Funds (Hybrid Funds)
  5. Precious Metals Funds (Gold/Silver Funds)

You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.
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Credit Agricole Credit Cards Eid Mother’s Day Offer and Taksit with Admin fees.

All the good things happening at the time, Ready?

Credit Agricole Credit Cards Eid Mother’s Day Offer and Taksit with Admin fees.

All the good things happening at the time, Ready?

Starting March shop everything you wish for from anywhere with Crédit Agricole credit card and enjoy 0% Interest with Taksit over 12 Months

Terms & Conditions for Taksit 0% Interest with Admin Fees:

  • Admin fees for 0% Installment over 12 months: 15% of the transaction amount.
  •   You can request Taksit service by calling the Call center 5 working days after the transaction date.
  • Call 19191 to request Taksit 0% Interest rate with Admin fees, noting that Requests before 6 PM will be completed at the same day, for requests after 6 PM will be completed on the next day.
  • There’s no submitting for Taksit Request on the last business day of the Month.
  • Admin fees for International Taksit transactions (over 12 months) are 15% from transaction amount after adding foreign exchange fees.
  • Do not proceed with any payment process until the installment request is completed
  • In case full payment or the credit limit is exceeded, the “Taksit” request will not be processed.
  • Customer will be requested to pay his 1st Installment in the month following Taksit Request date.
  • The customer will be requested to pay Admin fees during:
    • Agreements booked on March-2026: Admin fees to be posted on April-2026 Statement and the customer to pay the Admin fees during May-2026.
    • Agreements booked on April-2026: Admin fees to be posted on May-2026 Statement and the customer to pay the Admin fees during June-2026.
  • Incase No payment for Admin fees, Normal Interest rates will be applied on “Admin fees” based on card type, and Admin fees will be added to Card Used balance.
  • If the Credit Limit was exceeded because of “Admin fees”, Credit limit exceed fees will be applied.
  • In case you request to cancel Taksit from CAE Call center after your request was completed, Early settlement fees will be applied on Transaction.
  • In case no payment for minimum amount for following 3 Months, Taksit transaction will be cancelled automatically and Taksit amount will be transferred to Card used balance.
  • Taksit agreement created from the New transaction then old transactions

Offer Details:

  • Offer Is valid for Local & International transactions performed During March-2026.
  • Offer is Valid for all purchases Locally & Internationally through POS or E-commerce transactions.
  • Offer is Valid only for Active & Valid Credit cards.
  • Offer can be requested from Crédit Agricole Call center starting from 5th March-2026 till 29th April-2026
  • Offer is Available for Main & Supplementary Credit Cards except Corporate Credit Card.
  • Incase customer has more than 1 Main Card, can enjoy offer in all main cards he holds
  • The minimum transaction amount is EGP 3,000
  • Maximum Amount to request Installments:
Card Type Maximum Taksit Amount
Visa – Gold EGP 75,000
Visa – Platinum EGP 125,000
Visa – Infinite EGP 200,000

 

  • There is no limit to the number of transactions eligible for “Taksit” service, as long as amounts are within the Eligible Taksit amount on above table.
  • The offer includes transactions made using supplementary credit cards.
  • Loyalty program Points “Happy Points” will be earned upon the purchase transaction; and no additional points will be earned for the “Taksit” service.
  • To inquire about the first installment date, please refer to banki Mobile application or banki Online.
  • After visa credit card monthly closing:
    • Login easily on banki Mobile App. using your login credentials or Face ID or finger Print
    • From banki Mobile main menu: Click on “Statements
    • Then, click on “Statements” to view your transactions E-statement.
    • Choose the month of transaction
    •  View Transactions and due date of installment transactions

Terms & Conditions apply.

Taxation no.: 204-896-843