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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Credit cards Break Offer for Summer shopping In August 2026 Offer Taksit 0% Interest with low Admin fees.

Take a break

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Credit cards Break Offer for Summer shopping In August 2026 Offer Taksit 0% Interest with low Admin fees

Take a break

In August, take a break from Interest & shop what you wish for with Crédit Agricole Visa credit cards, Enjoy 0% Interest with Taksit over 12 Months.

Terms & Conditions for Taksit 0% Interest with Admin Fees.

  • Admin fees for 0% Installment over 12 months: 15% of the transaction amount.
  • You can request Taksit service by calling the Call center 5 working days after the transaction date.
  • Call 19191 to request Taksit 0% Interest rate with Admin fees, noting that Requests before 6 PM will be completed at the same day, for requests after 6 PM will be completed on the next day.
  • There’s no submitting for Taksit Request on the last business day of the Month.
  • Admin fees for International Taksit transactions (over 12 months) are 15% from transaction amount after adding foreign exchange fees.
  • Do not proceed with any payment process until the installment request is completed.
  • In case full payment or the credit limit is exceeded, the “Taksit” request will not be processed.
  • Customer will be requested to pay his 1st Installment in the month following Taksit Request date.
  • The customer will be requested to pay Admin fees during
    • Agreements booked on August-2026: Admin fees to be posted on September-2026 Statement and the customer to pay the Admin fees during October-2026.
    • Agreements booked on September-2026: Admin fees to be posted on October-2026 Statement and the customer to pay the Admin fees during November-2026.
  • In case No payment for Admin fees, Normal Interest rates will be applied on “Admin fees” based on card type, and Admin fees will be added to Card Used balance.
  • If the Credit Limit was exceeded because of “Admin fees”, Credit limit exceed fees will be applied.
  • In case you request to cancel Taksit from CAE Call center after your request was completed, Early settlement fees will be applied on Transaction.
  • In case no payment for minimum amount for following 3 Months, Taksit transaction will be cancelled automatically and Taksit amount will be transferred to Card used balance.
  • Taksit agreement created from the New transaction then old transactions.

Offer Details:

  • Offer Is valid for Local & International transactions performed During August-2026.
  • Offer is Valid for all purchases Locally & Internationally including governmental transactions. through POS or E-commerce transactions.
  • Offer is Valid only for Active & Valid Visa Credit cards.
  • Offer can be requested from Crédit Agricole Call center starting from 5th August -2026 till 30th September-2026.
  • Offer is Available for Main & Supplementary Credit Cards except Corporate Credit Card.
  • Incase customer has more than 1 Main Card, can enjoy offer in all main cards he holds.
  • The minimum transaction amount is EGP 3,000
  • Maximum Amount to request Installments:
Card Type Maximum Taksit Amount
Visa – Gold EGP 75,000
Visa – Platinum EGP 125,000
Visa – Infinite EGP 200,000
  • There is no limit to the number of transactions eligible for “Taksit” service, as long as amounts are within the Eligible Taksit amount on above table.
  • The offer includes transactions made using supplementary credit cards.
  • Loyalty program Points “Happy Points” will be earned upon the purchase transaction; and no additional points will be earned for the “Taksit” service.
  • To inquire about the first installment date, please refer to banki Mobile application.
  • After visa credit card monthly closing:
    • Login easily on banki Mobile App. using your login credentials or Face ID or finger Print.
    • From banki Mobile main menu: Click on “Statements.
    • Then, click on “Statements” to view your transactions E-statement.
    • Choose the month of transaction
    • View Transactions and due date of installment transactions.

Terms & Conditions apply.
Taxation no.: 204-896-843

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