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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
Enjoy Flexi Special Offer

Apply for Credit Agricole Visa Credit Card

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Flexi Offer Apply for Credit Agricole Visa credit cards and enjoy special offers

Enjoy Flexi offer and apply for Credit Agricole Visa Credit Card

 

Terms & Conditions:

  • Offer Valid for Credit Agricole Visa newly issued credit cards.
  • Offer is valid for (Visa Platinum & Visa Infinite) Credit cards.
  • Offer is valid on credit cards application date from December 28th till August 31st ,2026. (based on credit card application date)
  • Offer is valid for Primary cards applications only.
  • Offer Is valid for New to bank customers and existing customers not holding Credit Agricole credit cards.
  • Offer is valid for current cardholders’ customers upon Cards Upgrading:
    • Visa Gold credit card to Platinum / Infinite Credit card
    • Visa Platinum credit card to Infinite Credit card
  • In case customer benefited from Flexi offer after upgrading the card, the customer is not allowed to downgrade the card to a lower type during the installment period, and in case customer wants to downgrade – the installment plan will be cancelled noting that early settlement fees will be applied.
  • International spending limit activation:
    • Newly issued cards will not be eligible for International usage whether in Egypt or Abroad for 2 months from issuance date, this condition is not valid for upgraded cards.

18 Months 0% Interest & 0% fees – Terms & Conditions:

  • Activate your newly issued Visa card from Credit Agricole and enjoy 18 Months Installment at 0% Interest & 0% Fees.
  • Eligible transactions:
    All local & international purchases at stores, Online and Governmental transactions.
  • You can request Taksit service by calling the Call center 5 working days after the transaction date. 19191.
  • Minimum Installment amount:
    EGP 3,000 (single or total transactions performed by primary or Supplementary cards).
  • Maximum Installment amount:
    based on the card type for (single or total transactions amount performed by primary or supplementary cards) with capped amount as per the below table:
Card Type  Amount
Visa – Platinum EGP 100,000
Visa – Infinite EGP 150,000
  • Last day to request Taksit service as per the below table;
Application Date Last Day for Eligible Purchases Last day to request Taksit
28 – 31 December-2025 28th Feb-2026 10th March-2026
January-2026 28th Feb-2026 10th March-2026
February-2026 31st March-2026 10th April-2026
March-2026 30th April-2026 10th May-2026
April-2026 31st May-2026 10th June-2026
May-2026 30th June-2026 10th July-2026
June-2026 31st July-2026 10th August-2026
July-2026 31st August-2026 10th Septemper-2026
August-2026 30th September-2026 10th October-2026
  • Taksit service is not available on Last working day of month.
  • Do not proceed with any payment process until the installment request is completed.
  • In case full payment or the credit limit is exceeded, the “Taksit” request will not be processed.
  • Customer will be requested to pay the 1st Installment in the month following Taksit Request date.
  • In case you request to cancel Taksit from CAE Call center after your request was processed, early settlement fees will be applied on Transaction.
  • In case no payment for minimum amount for following 3 Months, Taksit transaction will be cancelled automatically and Taksit amount will be transferred to Card balance.
  • Taksit agreement is applicable to the recent transactions created from the New transaction then old transactions.

100% Cashback Terms & Conditions:

  • To enjoy 100% Cashback on Issuance fees, newly issued card must be activated and used for purchases by maximum 31th July-2026
  • The minimum purchases amount to benefit from 100% Cashback on issuance fees based on the card type as per the below table;
Card Type Minimum Purchases amount Maximum Cashback amount
Visa – Platinum EGP 5,000 Equivalent to issuance fees deducted on activation date
Visa – Infinite EGP 15,000
  • Supplementary cards purchases will be added to Primary card conditioned that Primary card should be active on Cashback processing date
  • Cashback will be processed as per the below table;
Credit Card Application Date Last date to perform transaction & benefit from Cashback on Joining fees Cashback Processing date
28 Dec ~ 31 March 2026 30th April – 2026 At the end of May-2026
April-2026 31st May-2026 At end of June-2026
May-2026 30th June-2026 At end of July-2026
June-2026 31st August-2026 At end of Septemper-2026
July-2026 30th Septemper-2026 At end of October-2026
August-2026 31st   October-2026 At end of November-2026
  • The bank will choose qualified customers based on the info and reports available at cashback processing date.
  • Loyalty program Points “Happy Points” will be earned upon the purchase transaction & no extra points on Cashback & Taksit services.

Terms & Conditions apply.

Taxation no.: 204-896-843

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