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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
Certificates Of Deposit

The Best Choice to Invest your Money

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Certificates Of Deposit

The Best Choice to Invest your Money

Save over the medium and long term with Crédit Agricole Egypt Certificates of Deposit. (Certificates of Deposit are in Egyptian Pounds only).

Certificates Of Deposit With Regular Return Payments

Plan for your future and benefit from various saving schemes over the medium and long term with CAE Certificates of Deposit.

Deposit your savings for:

  • 3 years and get paid regular interest, monthly, quarterly, or semi-annually & throughout the term of the Certificate of Deposit
  • Or 5 years and get paid regular interest, monthly or semi-annually & throughout the term of the Certificate of Deposit
  • Or 7 Years and get paid regular interest, monthly & throughout the term of the Certificate of Deposit

Features & Benefits

  • Offered to Individual only
  • Currency: Egyptian Pound
  • Variety of interest payments ( monthly ,quarterly ,half yearly )
Fixed rate CDs Tenor Rate % Minimum threshold

 

3 Years

Monthly – Prestige 17.25% EGP 1,000,000
Monthly – Diamond 16.00% EGP 10,000
Quarterly 14.75% EGP 1,000
Semi Annually 15.00%

5 Years

Monthly 9.00% EGP 5,000
Semi Annually 9.10%

7 Years

Monthly 8.00% EGP 10,000
  • Certificates can be used as collateral for a loan, OVD or credit card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Saving Certificates Of Deposit With Floating Rate

Plan right for your future and enjoy the highest competitive floating rate on your savings with the saving certificate of deposits from Crédit Agricole!

Features & Benefits:

  • Offered to individuals only
  • Currency: Egyptian Pound
  • Interest frequency: Monthly
  • Type of interest: Floating rate calculated based on the declared CBE deposit corridor rate
Floating rate CDs Payment frequency Applied equation rate % Minimum threshold
3 Years

Monthly – Pearl CBE corridor deposit rate Minus 0.5% EGP 1,000,000
Monthly – Silver CBE corridor deposit rate Minus 1.25% EGP 10,000
  • Certificate can be used as collateral for a loan, OVD or Credit Card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Accumulative Certificates Of Deposit

When you have a bulk of money and looking to maximize your return, choose the Accumulative Certificate of Deposit.

Features & Benefits

  • Offered to Individual only
  • Currency: Egyptian Pound
  • Customer deposits a sum amount for 3 or 5 or 7.25 years
  • Customer deposits a lump sum and gets paid the interest plus principle at maturity
Accumulative CDs tenors Rate % Minimum threshold
3 Years 8.50% EGP 10,000
5 Years 8.00%
7 Years 8.00%
  • Certificates can be used as collateral for a loan, OVD or credit card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Required Documents

For New Customers:

  • Copy of National ID Card (passport for foreigners)
  • Recent utility bill
  • Apply for an account from here
  • Certificate of Deposit Application form

For Existing Customers:

  • Certificate of Deposit Application form

Terms & Conditions apply.













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