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Frequently Asked Questions

  • EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

  • All mutual funds announce the Investment Certificate price on a weekly basis, allowing investors to track their performance. Additionally, the fund manager publishes quarterly fact sheets that provide insights into the fund’s performance.

  • You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.

  • Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank Click Here

    • Redemption orders can be signed at any of the bank’s branches across Egypt. Redemption frequency varies depending on the fund. Some funds offer daily redemption, while others provide weekly redemption. However, in all cases, orders must be submitted before 12:00 pm on any applicable day
Certificates Of Deposit

The Best Choice to Invest your Money

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Certificates Of Deposit

The Best Choice to Invest your Money

Save over the medium and long term with Crédit Agricole Egypt Certificates of Deposit. (Certificates of Deposit are in Egyptian Pounds only).

Certificates Of Deposit With Regular Return Payments

Plan for your future and benefit from various saving schemes over the medium and long term with CAE Certificates of Deposit.

Deposit your savings for:

  • 3 years and get paid regular interest, monthly, quarterly, or semi-annually & throughout the term of the Certificate of Deposit
  • Or 5 years and get paid regular interest, monthly or semi-annually & throughout the term of the Certificate of Deposit
  • Or 7 Years and get paid regular interest, monthly & throughout the term of the Certificate of Deposit

Features & Benefits

  • Offered to Individual only
  • Currency: Egyptian Pound
  • Variety of interest payments ( monthly ,quarterly ,half yearly )
Fixed rate CDs Tenor Rate % Minimum threshold

 

3 Years

Monthly – Prestige 17.25% EGP 1,000,000
Monthly – Diamond 16.00% EGP 1,000
Quarterly 14.75%
Semi Annually 15.00%

5 Years

Monthly 9.00% EGP 5,000
Semi Annually 9.10%

7 Years

Monthly 8.00% EGP 10,000
  • Certificates can be used as collateral for a loan, OVD or credit card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Saving Certificates Of Deposit With Floating Rate

Plan right for your future and enjoy the highest competitive floating rate on your savings with the saving certificate of deposits from Crédit Agricole!

Features & Benefits:

  • Offered to individuals only
  • Currency: Egyptian Pound
  • Interest frequency: Monthly
  • Type of interest: Floating rate calculated based on the declared CBE deposit corridor rate
Floating rate CDs Payment frequency Applied equation rate % Minimum threshold
3 Years

Monthly – Pearl CBE corridor deposit rate Minus 0.5% EGP 1,000,000
Monthly – Silver CBE corridor deposit rate Minus 1.25% EGP 10,000
  • Certificate can be used as collateral for a loan, OVD or Credit Card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Accumulative Certificates Of Deposit

When you have a bulk of money and looking to maximize your return, choose the Accumulative Certificate of Deposit.

Features & Benefits

  • Offered to Individual only
  • Currency: Egyptian Pound
  • Customer deposits a sum amount for 3 or 5 or 7.25 years
  • Customer deposits a lump sum and gets paid the interest plus principle at maturity
Accumulative CDs tenors Rate % Minimum threshold
3 Years 8.50% EGP 10,000
5 Years 8.00%
7 Years 8.00%
  • Certificates can be used as collateral for a loan, OVD or credit card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Required Documents

For New Customers:

  • Copy of National ID Card (passport for foreigners)
  • Recent utility bill
  • Apply for an account from here
  • Certificate of Deposit Application form

For Existing Customers:

  • Certificate of Deposit Application form

Terms & Conditions apply.













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