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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
Diamond CD

The Best Choice to Invest in your Money.

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Elite Certificate

Elite Certificate

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Certificates Of Deposit

The Best Choice to Invest your Money

Save over the medium and long term with Crédit Agricole Egypt Certificates of Deposit. (Certificates of Deposit are in Egyptian Pounds only).

Certificates Of Deposit With Regular Return Payments

Plan for your future and benefit from various saving schemes over the medium and long term with CAE Certificates of Deposit.

Deposit your savings for:

  • 3 years and get paid regular interest, monthly, quarterly, or semi-annually & throughout the term of the Certificate of Deposit
  • Or 5 years and get paid regular interest, monthly or semi-annually & throughout the term of the Certificate of Deposit
  • Or 7 Years and get paid regular interest, monthly & throughout the term of the Certificate of Deposit

Features & Benefits

  • Offered to Individual only
  • Currency: Egyptian Pound
  • Variety of interest payments ( monthly ,quarterly ,half yearly )
Fixed rate CDs Tenor Rate % Minimum threshold

3 Years

Monthly – Diamond 16.00% EGP 1,000
Quarterly 14.75%
Semi Annually 15.00%

5 Years

Monthly 9.00% EGP 5,000
Semi Annually 9.10%

7 Years

Monthly 8.00% EGP 10,000
  • Certificates can be used as collateral for a loan, OVD or credit card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Saving Certificates Of Deposit With Floating Rate

Plan right for your future and enjoy the highest competitive floating rate on your savings with the saving certificate of deposits from Crédit Agricole!

Features & Benefits:

  • Offered to individuals only
  • Currency: Egyptian Pound
  • Interest frequency: Monthly
  • Type of interest: Floating rate calculated based on the declared CBE deposit corridor rate
Floating rate CDs Payment frequency Applied equation rate % Minimum threshold
3 Years

Monthly – Elite CBE corridor deposit rate Minus 1.25% EGP 100,000
Monthly – Platinum CBE corridor deposit rate Minus 2.25% EGP 10,000
  • Certificate can be used as collateral for a loan, OVD or Credit Card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Accumulative Certificates Of Deposit

When you have a bulk of money and looking to maximize your return, choose the Accumulative Certificate of Deposit.

Features & Benefits

  • Offered to Individual only
  • Currency: Egyptian Pound
  • Customer deposits a sum amount for 3 or 5 or 7.25 years
  • Customer deposits a lump sum and gets paid the interest plus principle at maturity
Accumulative CDs tenors Rate % Minimum threshold
3 Years 8.50% EGP 10,000
5 Years 8.00%
7 Years 8.00%
  • Certificates can be used as collateral for a loan, OVD or credit card at preferential rates
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Required Documents

For New Customers:

  • Copy of National ID Card (passport for foreigners)
  • Recent utility bill
  • Apply for an account from here
  • Certificate of Deposit Application form

For Existing Customers:

  • Certificate of Deposit Application form

Terms & Conditions apply.













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