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Frequently Asked Questions

  • Yes guests are allowed provided they are accompanying the cardholder on the same flight.
  • Each guest will be charged by $32 per visit (to be paid at the lounge)

6 free access throughout the calendar year then every extra visit will be charged by $32 (it will be debited from the registered credit card)

No minimum spend required

Mutual funds and Certificates of Deposit (CDs) are two distinct investment options that differ in several key aspects, including structure, risk, returns, diversification and liquidity. below is a comparison:
  1. Investment Type
  • Mutual Funds: Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks treasury bonds or other securities. The value of your investment fluctuates based on the performance of the underlying assets.
  • CDs: A CD is a fixed-term deposit offered by banks and credit unions. You deposit money for a set period (e.g." 1 year 3 years etc.) and the bank pays you a fixed interest rate over that term. The principal is guaranteed and the interest is usually fixed.
  1. Return and Risk
  • Mutual Funds: These carry market risk because the value of the underlying securities can rise and fall. As a result" returns are variable and depend on the performance of the assets within the fund. Equity mutual funds tend to have higher potential returns but with greater risk whereas bond funds offer more stable albeit lower returns.
  • CDs: Generally considered low risk because your principal and interest are guaranteed by the issuing bank. However CDs face interest rate risk- if interest rates rise during the CD term your fixed rate become less attractive. The return is fixed and predictable but it is typically lower than the potential mutual fund earnings especially in a low-interest-rate environment.
  1. Liquidity
  • Mutual Funds: Generally liquid allowing investors to buy or sell shares daily. Some funds may offer weekly liquidity for entry and exit.
  • CDs: Funds are locked in until the maturity date. Early withdrawals may result in penalties such as losing some of the accrued interest and withdrawals are usually not allowed within the first six months.
  1. Diversification
  • Mutual Funds: Provide built-in diversification since the fund invests in a variety of securities helping to spread risk across multiple assets.
  • CDs: offer no diversification as the investment is concentrated in a single fixed-income product.

With the same QR or Digital membership generated by the Primary OR Supplementary cardholders.
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Applying precautionary measures

Hammering on Crédit Agricole Egypt’s staff wellbeing, several precautionary measures were taken:

  • Distributing masks and gloves on staff
  • Maintain social distance
  • Placing signs for social distancing at elevators
  • Security guards check staff temperature using non-contact thermometers everyday
  • Secure proper hygienic workplace through intensive regular cleaning with a minimum 3 times a day.
  • Hand sanitizer’s gels are available
  • Favor digital communication: videoconferencing, teleconferencing instead of physical meetings
  • Limit local trips and stop international trips
  • Reduce commuting between branches and head office and between branches and branches as well
  • Stop all activities and training for mass number
  • Limit meetings and receiving outside visitors for Head office
  • Stop food delivery to the bank’s premises
  • Equip cash staff with sanitization
  • Avail resident doctor in the Head Office to check staff upon need
  • E-leaning awareness course about COVID-19
  • In order to ensure the safety of staff who are working at head office building and avoid congestion, smart working solution was implemented and staff started working remotely.