Crédit Agricole, Go to Home page
Frequently Asked Questions

  • Yes guests are allowed provided they are accompanying the cardholder on the same flight.
  • Each guest will be charged by $32 per visit (to be paid at the lounge)

6 free access throughout the calendar year then every extra visit will be charged by $32 (it will be debited from the registered credit card)

No minimum spend required

Mutual funds and Certificates of Deposit (CDs) are two distinct investment options that differ in several key aspects, including structure, risk, returns, diversification and liquidity. below is a comparison:
  1. Investment Type
  • Mutual Funds: Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks treasury bonds or other securities. The value of your investment fluctuates based on the performance of the underlying assets.
  • CDs: A CD is a fixed-term deposit offered by banks and credit unions. You deposit money for a set period (e.g." 1 year 3 years etc.) and the bank pays you a fixed interest rate over that term. The principal is guaranteed and the interest is usually fixed.
  1. Return and Risk
  • Mutual Funds: These carry market risk because the value of the underlying securities can rise and fall. As a result" returns are variable and depend on the performance of the assets within the fund. Equity mutual funds tend to have higher potential returns but with greater risk whereas bond funds offer more stable albeit lower returns.
  • CDs: Generally considered low risk because your principal and interest are guaranteed by the issuing bank. However CDs face interest rate risk- if interest rates rise during the CD term your fixed rate become less attractive. The return is fixed and predictable but it is typically lower than the potential mutual fund earnings especially in a low-interest-rate environment.
  1. Liquidity
  • Mutual Funds: Generally liquid allowing investors to buy or sell shares daily. Some funds may offer weekly liquidity for entry and exit.
  • CDs: Funds are locked in until the maturity date. Early withdrawals may result in penalties such as losing some of the accrued interest and withdrawals are usually not allowed within the first six months.
  1. Diversification
  • Mutual Funds: Provide built-in diversification since the fund invests in a variety of securities helping to spread risk across multiple assets.
  • CDs: offer no diversification as the investment is concentrated in a single fixed-income product.

With the same QR or Digital membership generated by the Primary OR Supplementary cardholders.

Crédit Agricole Egypt unveils “Fidèle Club”, dedicated to distinguished clients

CAIRO, EGYPT, February 2012 – Crédit Agricole Egypt recently launched “Fidèle Club” offering to its distinguished clients a unique banking relationship with special privileges inspired from their needs and lifestyle.

The Club’s members are invited to experience the art of banking with a special treatment and preferential privileges. Club membership entitles client to benefit from a priority service and an immediate processing of their transactions. Sound financial advices will be offered by dedicated relationship managers who will introduce the right financial solutions to fit customers’ needs and goals. Members are also invited to discover further ongoing advantages with their Platinum cards.

“Fidèle Club stems from Crédit Agricole Egypt’s core values of fidelity, friendliness, professionalism and trust. Its special privileges reflect the bank’s ongoing commitment, positioning Crédit Agricole among the top financial partner of choice for high net-worth individuals”, commented François-Edouard Drion, Managing Director of Crédit Agricole Egypt. With Fidele Club, CAE completes its wide range of offerings tailored to suit each segment: retail, private banking, medium enterprises as well as large local and multinationals.

It is worth mentioning that the Fidèle Club’s French name reflects the unalterable loyalty to Bank to the interests of its valuable clients. It is based on the concept of an exclusive clubs with special privileges to its members.