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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.

Press Release Q1 - 2019

PRESS RELEASE – Q1-2019 RESULTS

Credit Agricole Egypt reports a net income of EGP 701.6 million at end of Q1-2019

Representing a rise of +33.7% over Q4.2018

Highlights on Q1-2019 results

  • Net income climbs to EGP 701.6 million up by +15.8% over Q1-2018 and +33.7% over Q4-2018
  • Continuous improvement of efficiency with a Cost to Income Ratio of 26.5%.
  • Strong Capital Adequacy Ratio at 17.46%
  • Ongoing good quality of assets and improvement of NPL at 3%.
  • Loans portfolio reach EGP 23 billion
  • Deposits portfolio reach EGP 42.1 billion.


Global overview
Building on the Bank’s durable growth and pursuing the business strong momentum at the closing of 2018, Credit Agricole Egypt starts 2019 on a high note. The Bank has reported this week the results of the 1st quarter of the year showing an overall continuing commercial development and operational efficiency.

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