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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Press Release Q2 – 2020

Crédit Agricole Egypt H1-2020 RESULTS
Net Profit of EGP 701.2Mln

 

 

Highlights on H1-2020 results

  • Net Profit of EGP 701.2 Mln
  • Return on Assets of 2.7%
  • Return on Equity of 24%
  • Strong Capital Adequacy Ratio at 19.53%
  • Earning Assets 87% of total Assets
  • Customer Loans portfolio recorded EGP 27.2 Bln
  • Ongoing good quality of assets (NPL at 2.50%)
  • Customer Deposits portfolio recorded EGP 40.7 Bln
  • Gross Loans to Deposit Ratio of 66.7%
  • Total Equity of EGP 6.5Bln

 

Global overview

Crédit Agricole Egypt has actively responded to overcome the challenging COVID-19 economic crisis, and according to its set sustainability strategy and responsibility, giving the priority for the support of its customers and community, while maintaining the path of its operations with a vigilant approach.

Therefore, Crédit Agricole Egypt has acted in full alignment with the Central Bank of Egypt’s measures and has mobilized its forces to pursue its operations and services across all its channels aiming to be closer to its customers and safeguard their safety during this critical time. Thus, in order to alleviate the impact of the crisis, the bank has implemented waivers of certain fees and granted a moratorium to more than 120,000 corporate and individual facilities including loans and credit cards based on its customers’ requests.

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