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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Press Release Q2 - 2021

Credit Agricole Egypt continuing the good business momentum and records good quality results

Net Profit reaches EGP 764 Mln in 1H21

HIGHLIGHTS ON RESULTS AT 1 H2021

  • Net Profit of EGP 764 Mln
  • Return on Equity of 21.6%
  • Return on Assets of 2.8%
  • Strong Capital Adequacy Ratio at 21.7%
  • Earning Assets 89.3% of total Assets
  • Customer Loans portfolio recorded EGP 28.6 Bln
  • Ongoing good quality of assets NPL at 3.7% .
  • Customer Deposits portfolio recorded EGP 44.1 Bln
  • Gross Loans to Deposit Ratio of 65%
  • Total Equity of EGP 7.1 Bln

GLOBAL OVERVIEW

In the resilient Egyptian economy that noticeably endured the exceptional pandemic challenge, Credit Agricole Egypt continued in Q2 to restore its revenues (4.2% YOY net banking income growth) and to support its client with a loan portfolio growth of 6.6% YTD to know more click here