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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Press Release Q3 - 2021

Crédit Agricole Egypt, Q3 2021 Financial Results

Good commercial momentum across all business lines and sharp increase in profitability
with Net Profit reaching EGP 1,167 million, up 13% YoY

 

 

Main Highlights

  • Gross Loans portfolio reached EGP 30 billion, up 12% Year-to-Date
  • Customer Deposits reached EGP 45 billion, up 10% Year-to-Date
  • Strong liquidity position, Loans-to-Deposit Ratio of 66%
  • quality of assets, Non-performing Loans ratio of 3.4%
  • Resilient capital structure, Capital Adequacy ratio of 21.8%
  • Net Profit recorded EGP 1,167 million, up 13% Year-on-Year
  • Return on average Assets of 2.9% and Return on average Equity of 20.1%

Crédit Agricole Egypt: steady growth

  • Within the current environment, Crédit Agricole Egypt maintains its solid performance through 9M21, generating a Net banking income of EGP 2,830million, up 4%YoY, and continues to support the economy, with a gross loan portfolio reaching EGP 30billion, up 12%YtD.

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