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Frequently Asked Questions

  • EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

  • All mutual funds announce the Investment Certificate price on a weekly basis, allowing investors to track their performance. Additionally, the fund manager publishes quarterly fact sheets that provide insights into the fund’s performance.

  • You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.

  • Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank Click Here

    • Redemption orders can be signed at any of the bank’s branches across Egypt. Redemption frequency varies depending on the fund. Some funds offer daily redemption, while others provide weekly redemption. However, in all cases, orders must be submitted before 12:00 pm on any applicable day
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Working Capital

Empower Your Business with Flexible Working Capital Financing

Working Capital

Working Capital

Empower Your Business with Flexible Working Capital Financing

Tailored for ambitious Egyptian SMEs, our new Working Capital Facility Program provides short-term financing to help you manage your daily business needs with ease.

Whether it’s settling supplier dues, government taxes, customs, or utility payments—this 12-month non- revolving facility gives you the financial flexibility to keep your operations running smoothly.

Features & Benefits

  • Finance up to 50% of your proven inflows
  • Fast approval based on your business cash flow
  • Compliant with CBE SME initiative
  • Dedicated relationship managers to support your growth
  • Finance up to 15 MEGP based on sales turnover.
  • 12-month repayment plan with equal installments include 6 months grace period
  • No need for fixed asset collateral
  • Transparent and fast onboarding

Eligibility Criteria

Eligible companies must meet the following conditions:

  • Min 3 years in operation (validated by commercial registration)
  • Classified as an SME according to the Central Bank of Egypt definition
  • Annual sales turnover between EGP 20 million and EGP 400 million

Required Documents

  • Articles of incorporation and/or latest amendment contract
  • Recent commercial register (ACP must match the same commercial register number & name)
  • Valid Operating license or contracting certificate
  • Taxation card, social insurance and tax position
  • Financials: Three years of audited financial statements duly signed by legal accountant and/or Chairman, with annual revenues exceeding EGP 20 million
  • Auditor CBE- listed or provide full credentials for approval








    An asterisk (*) means required information.