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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
Drive Cash

Get ”Drive Cash” loan with Your Car's License!

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Drive Cash

Drive Cash” with Your Car's License!

Welcome to “Drive Cash”!
If you own a car, you can get a cash loan with an amount up to EGP 1.5M and flexible installments up to 7 years. “Drive Cash” from Crédit Agricole provides a convenient and fast way to access the funds you need.

FEATURES & BENEFITS:

    • Loan amount up to EGP 1,500,000
    • Flexibility to choose the loan duration up to 7 year
    • Financing a cash loan up to 50% of your car value
    • Free life insurance during the loan duration
    • Competitive interest rates
    • Early settlement after 6 months

ELIGIBILITY:

    • Business owners/partners, professionals and employee.
    • Minimum age of 25 years old and a maximum of 65 years old at the loan maturity.

Apply now, and unlock the financial potential of your car license with “Drive Cash”!

Terms and conditions apply.

The Bank reserves the right to decline any requests without providing any reason/justification.













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