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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Housing Finance Against Cash Deposit Program

Buy a New House … Let your savings grow

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Mortgage secured housing loan

Buy a New House … Let your savings grow

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Housing Finance Against Cash Deposit Program

Housing Finance Against Cash Deposit Program

Buy a New House … Let your savings grow

 

No need to liquidate your savings to buy a new home … Own your home that you wish with simple and fast process against your CDs:

 

Program Features:

  • Loan financing ratio: Up to 90% of CD value
  • Flexible repayment schedule: Up to 15 years
  • Repayment Methods: Monthly equal instalments
  • Loan amount: Up to EGP 60 Million

 

Program benefits:

  • Fast Easy Process
  • Unit appraisal not applied
  • Mortgaging unit not applied

 

Unit Documents:

  • Copy of Unit ownership contract
  • Copy of Seller’s valid NID/Passport

For more details,

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