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Frequently Asked Questions

  • EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

  • All mutual funds announce the Investment Certificate price on a weekly basis, allowing investors to track their performance. Additionally, the fund manager publishes quarterly fact sheets that provide insights into the fund’s performance.

  • You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.

  • Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank Click Here

    • Redemption orders can be signed at any of the bank’s branches across Egypt. Redemption frequency varies depending on the fund. Some funds offer daily redemption, while others provide weekly redemption. However, in all cases, orders must be submitted before 12:00 pm on any applicable day
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Celebrate 20 Years.. Start at 20, Win at 20

Book a Certificate of Deposit starting from EGP 20,000

Know More

Celebrate 20 Years.. Start at 20, Win at 20.

Offer Terms and Conditions:

  • Book Certificate of Deposits OR Open an account and book a Certificate of Deposit starting from EGP 20,000 with no capped limit to receive ONE additional month’s interest as cashback.
  • Maximum cashback: EGP 20,000 calculated on the total booked CDs during the offer.
  • Offer is valid from May 01st 2026 until June 30th 2026 applies for Existing & New to Bank Customer.
  • Offer is valid for all types of Fixed/Floating certificate of deposits in bank, for more details about certificates of deposits published rates please visit this link
  • The maximum cashback is calculated per customer during the offer period.
  • Cashback redemption date: Cashback (ONE month’s interest on the certificate amount) will be added during the first week of July 2026.
  • Cashback is eligible for total booked CDs over EGP 20,000.00 during offer’s period.
  • Cashback is calculated as follows:

(Certificate Amount × Interest Rate) ÷ 12

  • Cashback will be credited automatically without contact customer service or activate the offer.
  • Certificate of deposits source of fund must be a fresh funds after 30th April 2026 closing balances “existing funds and internal transfers between the customer’s accounts are not eligible”.
  • Existing customers whom enjoyed the cashback offer that ended on April 30th, 2026 are eligible to receive cashback provided they increase their balances according to the offer’s terms and conditions.

Examples:

  • If client’s hold EGP 100,000 in one of his accounts and processed internal transfer hen open the certificate, he will not be eligible for the cashback.
  • Closing Balance as of April 30th 2026 is EGP 50,000 and used in CDs bookings, customer will not be eligible for the cashback.
  • Accounts balances increased by EGP 100,000 starting May 01st 2026 & issue any CD in this case customer will enjoy the cashback offer on EGP 100,000.
  • By increasing the balance by 50,000 Egyptian pounds and linking a certificate with a value of 100,000 Egyptian pounds, the customer will be eligible to receive a cashback offer on a value of 50,000 Egyptian pounds only.
  • For more convenience client can book the Certificate via banki Mobile application as follow:

1- Login easily to banki Mobile app. using your login credentials, Face ID or fingerprint.

2- From banki Mobile main menu: Click on “Deposits”

3- Then, click on “Open Certificate of Deposits”

4- Choose CD type, duration, account & amount of CD.

 

Apply Now

 

Terms and conditions apply.

Tax Registration Number: 204-896-843