Member Get Member
Enjoy a reward up to EGP 3,000
Member Get Member
Member Get Member
Enjoy a reward up to EGP 3,000, when you refer a friend or a family member to open an account!
Terms & Conditions:
- The offer is valid for existing bank customers, excluding Private banking, Payroll, & Corporate customers
- The reward will be given one time only for every referrer customer, after the new customer opens his account (New relation) & take an action on it from the mentioned criteria below.
- The reward applies based on the highest qualifying criterion met by the new customer “Referee”, even if they met multiple criteria.
- NTB referred customer applying for a credit card must activate the card & perform one purchase transaction minimum by maximum end of the following month from the CIF opening date to be eligible for credit cards criteria rewards.
- NTB referred customer aiming for packages rewards; has to subscribe in a package by maximum end of the following month from the CIF opening date to benefit from the packages rewards mentioned above.
- Rewards will be deposited to the referrers accounts after 2 months from Referee CIF opening date and eligibility of one of the criteria below.
- Referees rewards will be added to Happy Points balance after 2 months from CIF opening date and eligibility of one of the above criteria.
- NTB Customers who subscribed in packages, are responsible to maintain their packages subscriptions criteria as mentioned on the bank official website & they’re obligated to maintain the terms & conditions of the package they’ve subscribed into to be eligible for their rewards. for packages click here My First, Optime & Fidele
- The bank has the right to suspend or amend the full offer or part of it at any time.
- The new account amounts should be in EGP currency only
- Reopened accounts from the offer start date will be eligible to the offer
- The offer is valid from 1st of March, 2026 till end of Feb. 2027
The offer is not applicable, in case:
- The existing customer “Referrer” or the new one “Referee” close their accounts during the campaign duration
- The existing customer “Referrer” or the new one “Referee” accounts are inactive during the campaign duration
- The existing customer “Referrer” is a credit or prepaid cardholder
- The existing customer “Referrer” is an employee at Crédit Agricole Egypt
- The existing customer “Referrer” & the new one “Referee” will be eligible for their rewards based on the criteria listed below:
| Product | Criteria in EGP | Existing Customer (Referrer Reward in EGP) | Referee Reward | Referrer Offer Mechanism “All reward will be refunded after 2 months from CIF Opening date” |
|---|---|---|---|---|
| Certificates of Deposits | From 10,000 to 50,000 | 500 | 10,000 Happy Points upon taking one of the mentioned actions | Reward will be calculated based on CDs booking amount for CDs issued by maximum end of the following month from the CIF opening date (New to Bank) |
| From 50,001 to 100,000 | 1000 | |||
| From 100,001 to 500,000 | 1500 | |||
| From 500,001 to 2M | 2000 | |||
| More than 2M | 3000 | |||
| Accounts (Packages) | My First (Starting 1K or more) | 200 | Reward will be calculated based on Package subscription by maximum end of the following month from the CIF opening date (New to Bank) | |
| Optime | 500 | |||
| Fidele | 1000 | |||
| Credit Cards | Gold CC | 300 | Reward will be calculated based on New Credit card issuance, Activation & Min. 1 Purchase Transaction by maximum end of the following month from the CIF opening date (New to Bank) | |
| Platinum CC | 500 | |||
| Infinite CC | 1000 | |||
| Loans | From 20,000 to 200,000 | 500 | Reward will be calculated based on Loan amount booked by maximum end of the following month from the CIF opening date (New to Bank) | |
| From 200,001 to 500,000 | 1000 | |||
| From 500,001 to 1,000,000 | 1500 | |||
| More than 1,000,000 | 2000 |
Important note: The new customer must first open an account before applying for any of the above products.
Terms & Conditions apply.