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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Optime Gold Debit Card

Are you worried from carrying around a lot of cash?

Optime Gold Debit Card

Are You Worried From Carrying Around A Lot Of Cash?

This is why the special designed Gold Debit Card is the optimum solution for you.

It is linked directly to your bank account and will act as your mean of purchasing with a limit up to 100,000 EGP or 20,000 EGP daily cash withdrawal from any ATM. So no need to carry cash anymore. This is in addition to the other Gold card advantages providing different offers and benefits to your delight.

Features & Benefits:

  • Purchasing limit up to 100,000 EGP
  • Daily cash withdrawal from any ATM 20,000 EGP
  • Free primary card issuance /renewal fees
  • Instant discounts at reputable merchants. (For CAE offers, click here. For VISA offers, download the visa explorer application).
  • SMS Alert Service
  • Free point of sale transaction
  • Possibility to link 4 additional accounts to the card (for ATM transactions only)
  • Possibility to issue 3 additional supplementary cards for 1st degree relatives
  • Bill payment service from your account – FAWRY
  • 3 years validity

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