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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Optime Cash

Get Things Done

Optime Cash

Get Things Done

Want to buy a car, furnish your home or pay your kids school tuition fees…?
Your ultimate solution is Optime cash, which is an exclusive loan, offered to Optime customers.

It is specially designed to suit your lifestyle where you can conveniently apply for it anytime with minimal documentations. It is a simple loan that reaches up to EGP 150K with flexible repayment duration up to 5 years, with a special discount on admin fees, to help you cover your personal needs and big expenses.













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