Redemption could not be easier. Just simple steps to redeem your points.

No paper voucher!

Select from different redemption options:

Buy at merchants:

A wide variety of a hand-picked selection of best brands is available for you to redeem

directly at the merchant

Buying using your points in 3 just steps:

• Give the cashier your registered mobile number at the bank
• You will receive an SMS with 6-digit PIN to provide to the cashier
• The cashier will process the PIN and you will receive a confirmation by SMS

• Enjoy “Carrefour” our mega merchant & discover ALL participating merchants through CAE Merchants Catalogue available inside banki online link to login banki Online

Buy online:

Enjoy shopping online – available through banki Mobile / banki Lite only

Happy Points Online merchants redemption steps:

• Check “Happy Points” online merchants catalogue on banki Mobile/lite
• Click on your favorite merchant
• Enter the amount you want to redeem in EGP
• Click “Create Coupon”, then you will be requested to enter the code (OTP) that will be sent to your mobile number to be able to continue
• You will receive an SMS with the requested coupon number & validity and another sms with the deducted points & remaining balance of your Happy Points
• Once you use the coupon at the online merchant, you will receive a confirmation SMS.
• You can redeem form the below merchants
  • El Menus
  • Breadfast

Notes:

• Coupon validity is 1 month.
• Expired coupons can’t be refunded or renewed.
• Coupon code is valid for one time-usage with its full amount.

Pay your annual credit card fees:

Only full amount of card annual fees can be requested to pay.

To request payment of your annual credit card fees:

• Contact credit Agricole call center 19191.
  or
• Fill the form here