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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.

Crédit Agricole Egypt, 12M 2023 Standalone Financial Results

Crédit Agricole Egypt, 12M 2023 Standalone Financial Results – Press Release

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the 12 months ended on December
31, 2023, at its meeting on Tuesday, February 06, 2024.

Main Highlights

  • Net Profit at record EGP 5,142 million, up 113% Year-on-Year;
  • Customer Deposits reached EGP 84.2 billion, up 39% Year-on-Year;
  • Gross Loans reached EGP 42.8 billion, up 22% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 54.1% down by 5.35% Year-on-Year;
  • Non-performing Loans ratio at 3.1% and Coverage Ratio at 133%;
  • Loans-to-Deposit Ratio at 51%, down -7% Year-on-Year driven by high increase in deposits vis-à-vis loans
  • and EGP devaluation effect;
  • Resilient Capital Structure, Capital Adequacy ratio of 18.5%;
  • Return on Average Assets at 5.7% up 2% and Return on Average Equity at 42.1% up 16%

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