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Frequently Asked Questions

  • Once eligibility condition meets, customers will enjoy unlimited lounge visits

  • The eligibility is calculated based on a rolling 90-day period, not linked to calendar quarters. It is dynamically calculated based on the latest international transaction date.

  • Customers are advised to perform the required international transaction at least 5 business days prior to the lounge visit, to ensure the transaction is settled and posted successfully.

  • To enjoy lounge access, customers must spend a minimum cumulative international transaction value of USD 5 using their credit card within the 90 days prior to the lounge visit.

Customers can verify their eligibility through the Visa Airport Companion application The application will:
  • Automatically calculate the 90-day eligibility period, and
  • Confirm whether the customer meets the required spending criteria and will be reflected on the eligibility status whether Locked or unlocked.
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Crédit Agricole Egypt, 1st Quarter 2025 Standalone Financial Results - Press Release

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the period ending Mar 31, 2025, at its meeting on Tuesday, April 29, 2025.

  • Net Profit at EGP 1,869 million, down -18% Year-on-Year (due to one-off FX income in Mar 24);
  • Customer Deposits reached EGP 94.9 billion, up 12% Year-on-Year;
  • Gross Loans reached EGP 58.3 billion, up 28% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 56%, down -2% Year-on-Year;
  • Non-Performing Loans ratio at 2% and Coverage Ratio at 196%;
  • Loans-to-Deposit Ratio at 61%, up +7% Year-on-Year driven by strong loans growth;
  • Resilient Capital Structure, Capital Adequacy Ratio of 21.1%;
  • Return on Average Assets at 5.9% down -2.6% Year-on-Year and Return on Average Equity at 37.5% down -24% Year-on-Year;
  • Cost Income Ratio at 24.8% Up by 8% Year-on-Year;

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