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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Crédit Agricole Egypt, 1st Quarter 2025 Standalone Financial Results - Press Release

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the period ending Mar 31, 2025, at its meeting on Tuesday, April 29, 2025.

  • Net Profit at EGP 1,869 million, down -18% Year-on-Year (due to one-off FX income in Mar 24);
  • Customer Deposits reached EGP 94.9 billion, up 12% Year-on-Year;
  • Gross Loans reached EGP 58.3 billion, up 28% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 56%, down -2% Year-on-Year;
  • Non-Performing Loans ratio at 2% and Coverage Ratio at 196%;
  • Loans-to-Deposit Ratio at 61%, up +7% Year-on-Year driven by strong loans growth;
  • Resilient Capital Structure, Capital Adequacy Ratio of 21.1%;
  • Return on Average Assets at 5.9% down -2.6% Year-on-Year and Return on Average Equity at 37.5% down -24% Year-on-Year;
  • Cost Income Ratio at 24.8% Up by 8% Year-on-Year;

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