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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Crédit Agricole Egypt, 9m 2023 Standalone Financial Results

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the 9 months ended on September 30, 2023, at its meeting on Thursday, November 09, 2023.

Main Highlights

  • Net Profit at record EGP 3,806 million, up 137% Year-on-Year;
  • Customer Deposits reached EGP 80.8 billion, up 50% Year-on-Year;
  • Gross Loans reached EGP 38.5 billion, up 10% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 54.8% down by 118 bps Year-on-Year;
  • Non-performing Loans ratio at 2.5% and Coverage Ratio at 166%;
  • Loans-to-Deposit Ratio at 48%, down 17% Year-on-Year driven by high increase in deposits vis-à-vis loans and EGP devaluation effect;
  • Resilient Capital Structure, Capital Adequacy ratio of 18.81%;
  • Return on Average Assets at 5.8% up 2% and Return on Average Equity at 44.0% up 20%;

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