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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Crédit Agricole Egypt, 9M 2024 Standalone Financial Results

Crédit Agricole Egypt, 9M 2024 Standalone Financial Results – Press Release

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the 9 months ended on Sept 30, 2024, at its meeting on Tuesday, November 5, 2024.

Main Highlights

      • Net Profit at record EGP 6,060 million, up 59% Year-on-Year;
      • Customer Deposits reached EGP 84 billion, up 4% Year-on-Year;
      • Gross Loans reached EGP 51.9 billion, up 35% Year-on-Year;
      • Current and Saving Accounts to Total Deposits reached 58% up by 4% Year-on-Year;
      • Non-Performing Loans ratio at 2.4% and Coverage Ratio at 181.3%;
      • Loans-to-Deposit Ratio at 62%, up +14% Year-on-Year driven by robust loan growth;
      • Resilient Capital Structure, Capital Adequacy Ratio of 20.05%;
      • Return on Average Assets at 7.3% up 1.5% Year-on-Year and Return on Average Equity at 47.4% up 3.4% Year-on-Year;

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