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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Crédit Agricole Egypt, H1 2024 Standalone Financial Results

Crédit Agricole Egypt, H1 2024 Standalone Financial Results – Press Release

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the half-year ended on June 30, 2024, at its meeting on Wednesday, July 31, 2024.

Main Highlights

  • Net Profit at record EGP 4,198 million, up 67% Year-on-Year;
  • Customer Deposits reached EGP 84.3 billion, up 12% Year-on-Year;
  • Gross Loans reached EGP 49 billion, up 34% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 61% up by 4% Year-on-Year;
  • Non-Performing Loans ratio at 1.6% and Coverage Ratio at 269.6%;
  • Loans-to-Deposit Ratio at 58%, up +9% Year-on-Year driven by robust loan growth;
  • Resilient Capital Structure, Capital Adequacy Ratio of 20%;
  • Return on Average Assets at 7.6% up 1.6% Year-on-Year and Return on Average Equity at 53.1% up 7.2% Year-on-Year;

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