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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Crédit Agricole Egypt is granted the approval to fully acquire the Egyptian Housing Finance Company

Crédit Agricole Egypt has received the approval of the Stock Exchange Market and executed the transaction to purchase the remaining shares of the Egyptian Housing Finance Company (EHFC). Accordingly, EHFC has become entirely owned by Crédit Agricole Egypt with a total of 99.98% of the shares.

“We are very pleased with the acquisition of EHFC. The addition of this mortgage finance arm is consistent with our expansion plan through diversifying and strengthening our lines of business”, said Henri Guillemin, Managing Director of Crédit Agricole Egypt. “EHFC has a strong record in providing mortgage finance in the country. We believe that this investment will enhance our revenues as well as our shareholders’ value”, added Mr. Guillemin. He further added that the company will be operating as an independent subsidiary of the bank and the existing management team and employees will remain unchanged.

As a result of this acquisition, Crédit Agricole Egypt banked out the shares of IFC (20%), OPEC (20%) and HDFC (10%) with a total deal reaching EGP 70 million. EHFC commenced operations in 2004 with a paid in capital of EGP 50 million and authorized capital of EGP 100 million. The total accumulative fund provided by EHFC since 2004 reached EGP 390 million with an average loan value of EGP 450,000. EHFC’s financial portfolio is comprised of 30% for high income, 60% for medium income and 10% for low income as part of the national housing project.

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