How can we help you ?

PRESS ENTER TO START THE SEARCH

Frequently Asked Questions

  • EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

  • All mutual funds announce the Investment Certificate price on a weekly basis, allowing investors to track their performance. Additionally, the fund manager publishes quarterly fact sheets that provide insights into the fund’s performance.

  • You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.

  • Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank Click Here

    • Redemption orders can be signed at any of the bank’s branches across Egypt. Redemption frequency varies depending on the fund. Some funds offer daily redemption, while others provide weekly redemption. However, in all cases, orders must be submitted before 12:00 pm on any applicable day
Access all questions

Crédit Agricole Egypt Press Release: Standalone Financial Results for period ending June 30, 2025

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the period ending June 30, 2025, at its meeting held on Tuesday, July 29, 2025.

Main Highlights

  • Net Profit at EGP 3,534 million, down -16% Year-on-Year (due to exceptional FX income* in 1H24);
  • Customer Deposits reached EGP 103.9 billion, up 23% Year-on-Year;
  • Gross Loans reached EGP 59.3 billion, up 21% Year-on-Year;
  • Loans-to-Deposit Ratio at 57.0%, down 1% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 57.2%, up 2% Year-on-Year;
  • Non-Performing Loans ratio at 2.1% and Coverage Ratio at 184.5%;
  • Resilient Capital Structure, Capital Adequacy Ratio of 20.4%;
  • Return on Average Assets (ROAA) at 5.4% down 2.2% Year-on-Year and Return on Average Equity (ROE) at 34.1% down 19% Year-on-Year;
  • Cost Income Ratio at 26% Up by 8% Year-on-Year indicating regularization trend;

To know more click here

close