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Frequently Asked Questions

  • Once eligibility condition meets, customers will enjoy unlimited lounge visits

  • The eligibility is calculated based on a rolling 90-day period, not linked to calendar quarters. It is dynamically calculated based on the latest international transaction date.

  • Customers are advised to perform the required international transaction at least 5 business days prior to the lounge visit, to ensure the transaction is settled and posted successfully.

  • To enjoy lounge access, customers must spend a minimum cumulative international transaction value of USD 5 using their credit card within the 90 days prior to the lounge visit.

Customers can verify their eligibility through the Visa Airport Companion application The application will:
  • Automatically calculate the 90-day eligibility period, and
  • Confirm whether the customer meets the required spending criteria and will be reflected on the eligibility status whether Locked or unlocked.
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Crédit Agricole Egypt Press Release: Standalone Financial Results for period ending June 30, 2025

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the period ending June 30, 2025, at its meeting held on Tuesday, July 29, 2025.

Main Highlights

  • Net Profit at EGP 3,534 million, down -16% Year-on-Year (due to exceptional FX income* in 1H24);
  • Customer Deposits reached EGP 103.9 billion, up 23% Year-on-Year;
  • Gross Loans reached EGP 59.3 billion, up 21% Year-on-Year;
  • Loans-to-Deposit Ratio at 57.0%, down 1% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 57.2%, up 2% Year-on-Year;
  • Non-Performing Loans ratio at 2.1% and Coverage Ratio at 184.5%;
  • Resilient Capital Structure, Capital Adequacy Ratio of 20.4%;
  • Return on Average Assets (ROAA) at 5.4% down 2.2% Year-on-Year and Return on Average Equity (ROE) at 34.1% down 19% Year-on-Year;
  • Cost Income Ratio at 26% Up by 8% Year-on-Year indicating regularization trend;

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