How can we help you ?

PRESS ENTER TO START THE SEARCH

Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
Access all questions

Crédit Agricole Egypt: Standalone Financial Results for period ending September 30, 2025

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the period ending September 30, 2025, at its meeting held on Tuesday, October 28, 2025.

Main Highlights

  • Net Profit at EGP 5,131 million, down -15% Year-on-Year (Exceptional FX income* in 1Q24);
  • Customer Deposits reached EGP 107.1 billion, up 27% Year-on-Year;
  • Gross Loans reached EGP 61 billion, up 18% Year-on-Year;
  • Loans-to-Deposit Ratio at 56.9%, down 5% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 56.5%, down 1% Year-on-Year;
  • Non-Performing Loans ratio at 2.4% and Coverage Ratio at 172.1%;
  • Resilient Capital Structure, Capital Adequacy Ratio of 20.2%;
  • Return on Average Assets (ROAA) at 5.2% down 2.1% Year-on-Year and Return on Average Equity (ROE) at 31.7% down 16% Year-on-Year;
  • Cost Income Ratio at 27% Up by 8% Year-on-Year indicating regularization trend;

CAE benefitted from an exceptional volume of FX transactions in 1Q24 post devaluation due to clearance of import payments backlog which generated exceptional FX income impacting positively Net Profit, ROAA, ROE in 9M24.

To know more click here