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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Press Release Q1 – 2022

Crédit Agricole Egypt, Q1 2022

Financial Results Dynamic commercial activities across all business lines, decent revenue generation capacity, with Net Profit reaching EGP 486 million, up 30% YoY Main Highlights

  • Gross Loan portfolio reached EGP 32 billion, up 3% Year-to-Date
  • Customer Deposits reached EGP 49 billion, up 2% Year-to-Date
  • Strong liquidity position, Loans-to-Deposit Ratio of 65%
  • High quality of assets, Non-performing Loans ratio of 4.1%
  • Resilient capital structure, Capital Adequacy ratio of 22.66%
  • Net Profit recorded EGP 486 million, up 30% Year-on-Year
  • Return on average Assets of 3.1% and Return on average Equity of 23.2%

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