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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Press Release Q1 – 2023

Crédit Agricole Egypt, Q1 2023 Standalone Financial Results – Press Release

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the quarter ended on March 31, 2023, at its meeting on Thursday, May 11, 2023.

MAIN HIGHLIGHTS

  • Net Profit of EGP 1,221 million, up 151% Year-on-Year;
  • Customer Deposits reached EGP 67.9 billion, up 39% Year-on-Year;
  • Gross Loans reached EGP 36.0 billion, up 12% Year-on-Year;
  • Current and Saving accounts to Total Deposits reached 63.7% up by 1281 bps Year-on-Year;
  • Good and Resilient quality of assets, Non-performing Loans ratio at 2.8%;
  • Loans-to-Deposit Ratio at 53% down 12% Year-on-Year driven by increase in deposits and EGP devaluation;
  • Resilient capital structure, Capital Adequacy ratio of 19.72%;
  • Return on Average Assets of 6.1% and Return on Average Equity of 47.7%;