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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Press Release Q2 - 2019

Credit Agricole Egypt reports a net income of EGP 1,3 billion at end of H1-2019

Representing a rise of +20% over H1-2018

 

 

Highlights on H1-2019 results

  • Net income recorded EGP 1,310 million increase by 20% over H1-2018
  • Continuous improvement of efficiency with a Cost to Income Ratio of 28%
  • Strong Capital Adequacy Ratio at 17.72%
  • Ongoing good quality of assets and improvement of NPL at 2.96%
  • Loans portfolio reach EGP 24 billion
  • Deposits portfolio reach EGP 42 billion

 

Global overview

In a materialization of Credit Agricole Egypt’s strategy prioritizing customer satisfaction and aiming to reach leadership in sustainability based on innovation, the Bank has reported its first half year results.  Results show an increase of around 20% in comparison to the same period in 2018 translating the steady growth, the ongoing operational efficiency and commercial development.

 

The first half of 2019 has seen the acceleration of the Bank’s efforts to offer a distinctive banking experience to its customers and to support the culture of digital transformation across Egypt. In this context, the bank continues to spread the innovative branch model “banki Store” creating the harmony between digital services and the professional banking advice in 3 different geographical locations across the country: Cairo, Tanta and Banha.

The Bank has also launched the latest version of its Award winning mobile application “best mobile application in Egypt” adding state-of-the-art recognition features among others for individuals. For corporate customers, the Bank has enriched its digital banking solution “banki Business” to empower companies with a financial tool to simplify their daily operations.

In response to these efforts, the number of active customers has risen as well as the number of digital services users with a significant trend for transacting remotely and conveniently.

In terms of responsibility, Credit Agricole Egypt confirmed its usefulness to the national economy and its integration with its community by actively participating in the financial inclusion initiative by the Central Bank of Egypt. The Bank’s Foundation for development has launched its second-year initiative for the support of talented Egyptian youth “Ebhar”.

For more information, please check the link

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