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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Press Release Q2 – 2022

Crédit Agricole Egypt, 1H 2022

Standalone Financial Results – Press Release
The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the quarter and
half-year ended June 30, 2022, at its meeting held in New Cairo on Tuesday, August 2, 2022.

Main Highlights

  • Gross Loans reached EGP 33 billion, up 17% Year-on-Year / 8% Year-to-Date
  • Customer Deposits reached EGP 49 billion, up 11% Year-on-Year / 2% Year-to-Date
  • Loans-to-Deposit Ratio of 68%
  • Good quality of assets, Non-performing Loans ratio of 3.6%
  • Resilient capital structure, Capital Adequacy ratio of 20.9%
  • Net Profit recorded EGP 1,019 million, up 33% Year-on-Year
  • Return on Average Assets of 3.3% and Return on Average Equity of 23.7%

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