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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Press Release Q2 – 2023

Crédit Agricole Egypt, H1 2023 Standalone Financial Results – Press Release
The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the first half ended on June 30,
2023, at its meeting on Tuesday, August 1, 2023.

MAIN HIGHLIGHTS

  • Net Profit at record EGP 2,509 million, up 146% Year-on-Year;
  • Customer Deposits reached EGP 75 billion, up 53% Year-on-Year;
  • Gross Loans reached EGP 36.7 billion, up 10% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 57.4% up by 268 bps Year-on-Year;
  • Non-performing Loans ratio at 2.66% and Coverage Ratio at 156.7%;
  • Loans-to-Deposit Ratio at 49%, down 19% Year-on-Year driven by high increase in deposits vis-à-vis
  • loans and EGP devaluation effect;
  • Resilient Capital Structure, Capital Adequacy ratio of 19.09%;
  • Return on Average Assets at 6.0% up 3% and Return on Average Equity at 45.9% up 22%;

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