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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Press Release Q2 – 2023

Crédit Agricole Egypt, H1 2023 Standalone Financial Results – Press Release
The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the first half ended on June 30,
2023, at its meeting on Tuesday, August 1, 2023.

MAIN HIGHLIGHTS

  • Net Profit at record EGP 2,509 million, up 146% Year-on-Year;
  • Customer Deposits reached EGP 75 billion, up 53% Year-on-Year;
  • Gross Loans reached EGP 36.7 billion, up 10% Year-on-Year;
  • Current and Saving Accounts to Total Deposits reached 57.4% up by 268 bps Year-on-Year;
  • Non-performing Loans ratio at 2.66% and Coverage Ratio at 156.7%;
  • Loans-to-Deposit Ratio at 49%, down 19% Year-on-Year driven by high increase in deposits vis-à-vis
  • loans and EGP devaluation effect;
  • Resilient Capital Structure, Capital Adequacy ratio of 19.09%;
  • Return on Average Assets at 6.0% up 3% and Return on Average Equity at 45.9% up 22%;

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