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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Press Release Q3 – 2019

Credit Agricole Egypt reports a net income of EGP 1,868 MEGP at end of Sept. 2019

Representing an increase of +11.5% over Sept. 2018

 

Highlights on Sept 2019 results

  • Net income increased to EGP 1,868 million, up by 11.5% over same period 2018
  •  Continuous improvement of efficiency with a Cost to Income Ratio of 27.6 %
  • Return on Assets of 4.4%
  • Return on Equity of 46.9%
  • Strong Capital Adequacy Ratio at 19.36%
  • Loans portfolio reach EGP 23.4 billion
  • Ongoing good quality of assets (NPL at 3.11%)
  • Deposits portfolio reach EGP 41.1 billion
  • Loans / Deposit ratio recorded 57.1%
  • Total Shareholders’ Equity reached EGP 6.6 billion

 

Global overview

Pursuing its strategic growth plans, Credit Agricole Egypt has achieved during the 1st 9 months of 2019 a net profit of EGP 1,868 million, showing an increase over the same period last year by 11.5%, translating a steady momentum of commercial development and operational efficiency.

 

To consult the full release, please click here

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