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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Press Release Q3 – 2020

Crédit Agricole Egypt, 2020 – 9 months Results
Net Profit of EGP 1,031Mln

 

 

 

HIGHLIGHTS ON SEPT. 2020 RESULTS

  •  Net Profit of EGP 1,031 Mln
  •  Return on Assets of 2.6%
  • Return on Equity of 23.5%
  • Strong Capital Adequacy Ratio at 19.02%
  • Earning Assets 88% of total Assets
  • Customer Loans portfolio recorded EGP 27.7 Bln
  • Ongoing good quality of assets NPL at 2.52%.
  • Customer Deposits portfolio recorded EGP 41 Bln
  • Gross Loans to Deposit Ratio of 68%
  • Total Equity of EGP 6.9Bln

 

GLOBAL OVERVIEW
Crédit Agricole Egypt has pursued its commitment and mobilization for its customers and community in light of the
challenging COVID-19 economic crisis, while maintaining the path of its operations with a vigilant approach and in
full alignment with the Central Bank of Egypt’s measures.

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