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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Press Release Q3 – 2020

Crédit Agricole Egypt, 2020 – 9 months Results
Net Profit of EGP 1,031Mln

 

 

 

HIGHLIGHTS ON SEPT. 2020 RESULTS

  •  Net Profit of EGP 1,031 Mln
  •  Return on Assets of 2.6%
  • Return on Equity of 23.5%
  • Strong Capital Adequacy Ratio at 19.02%
  • Earning Assets 88% of total Assets
  • Customer Loans portfolio recorded EGP 27.7 Bln
  • Ongoing good quality of assets NPL at 2.52%.
  • Customer Deposits portfolio recorded EGP 41 Bln
  • Gross Loans to Deposit Ratio of 68%
  • Total Equity of EGP 6.9Bln

 

GLOBAL OVERVIEW
Crédit Agricole Egypt has pursued its commitment and mobilization for its customers and community in light of the
challenging COVID-19 economic crisis, while maintaining the path of its operations with a vigilant approach and in
full alignment with the Central Bank of Egypt’s measures.

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