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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Press Release Q3 – 2022

Crédit Agricole Egypt, 9M 2022 Standalone Financial Results – Press Release

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the 9 Months ended September 30, 2022, at its meeting on Thursday, November 10, 2022.

Main Highlights

  • Gross Loans reached EGP 35 billion, up 16% Year-on-Year / 13% Year-to-Date
  • Customer Deposits reached EGP 54 billion, up 19% Year-on-Year / 11% Year-to-Date
  • Loans-to-Deposit Ratio of 65%
  • CASA[1] to Total Deposits reached 57.7% up by 280 bps Year-on-Year/300 bps Year-to-Date
  • Good quality of assets, Non-performing Loans ratio of 2.92%
  • Resilient capital structure, Capital Adequacy ratio of 19.86%
  • Net Profit recorded EGP 1,604 million, up 37% Year-on-Year
  • Return on Average Assets of 3.4% and Return on Average Equity of 24.3%

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