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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Press Release Q4 – 2019

Credit Agricole Egypt announces a Net Income of EGP 2.3 Billion at the end of 2019

 

 

Highlights on 2019 results:

  • Growth of Net Income over 2018 by 7.3% reaching EGP2,361 million
  • Continuous improvement of efficiency with a Cost to Income Ratio of 29.1 %
  • Return on Assets of 4.7%
  • Return on Equity of 48.7%
  • Strong Capital Adequacy Ratio at 18.25%
  • Loans portfolio reached EGP 24.4 billion
  • Ongoing good quality of assets (NPL at 2.94%)
  • Deposits portfolio reached EGP 39.6 billion
  • Loans to Deposit ratio recorded 61.6%

 

During 2019, the Bank has pursued its sustainable growth and recorded a global satisfactory performance. Those results were attained through the development of the Bank’s Retail Banking franchise and the expansion of SMEs and Corporate portfolios, focusing on financing investments of Large and Multinational Corporate benefiting especially from strong synergies with Crédit Agricole Group. In 2019, CAE marked again a good level of profitability driven by better margins and volumes in local currency client activities, with contributions of all business lines leading to a superior level of return on equity as well as on assets.

 

To consult the full release, please click here

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